Urinalysis (without microscopy) at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.72 with Optimum vs $87.06 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $0.72
Freedom Health MCR $0.72
Simply MGMCR $1.54
Molina Healthcare MGMCR $1.90
Humana PPO $2.00
Humana HMO $2.00
Humana TRICARE $2.04
United VACCN $2.25
Humana MGMCRHMO $2.25
Devoted Health MCR $2.25
NDMS Definitive Care MGMCR $2.25
Wellmed MGMCR $2.25
United AllPayerAppendix $2.25
BCBS MCRHMO $2.29
FL Health Care Plan MCR $2.29
United MCR $2.29
BCBS MCRPPO $2.29
Evolutions TieredNetwork $2.30
Aetna MCR $2.31
Sunshine State MCR $2.36
WellCare MCR $2.36
American Health Plan MCR $2.39
AvMed MGMCR $2.39
AvMed HMOFI $2.40
Florida Complete Care MCR $2.41
Cigna Healthspring MCR $2.41
Align Senior Care MGMCR $2.41
Gold Kidney of Florida MCR $2.45
Clear Spring Health MCR $2.48
Seminole County Sheriffs Office MGMCR $2.48
Centurion GVT $2.48
Sunshine State Health Plan QHP $2.55
CarePlus MGMCR $2.56
Ultimate Health Plan MCR $2.59
Longevity Health Plan MCR $2.70
AvMed ASOEO $2.80
Aetna ASA $3.00
Molina Healthcare HIX $3.20
Oscar HIX $3.26
Solis Health Plan MCR $3.26
United OptionsPPO $3.34
Simply Healthcare HIX $3.51
Florida Health Care Plan COMM $3.77
United GlobalBenefitPlan $4.50
Plotkin Health COMM $5.00
AvMed HIXOON $5.00
Prime Health Sheriff COMM $5.00
Prime Health Sheriff WORKERSCOMP $5.00
Multiplan PRIMARYPPO $7.50
Three Rivers Provider Network WorkersComp $7.50
Multiplan Primary $7.80
PPO Next PPO $8.50
Multiplan Complementary $8.50
Multiplan COMPLEMENTARYPPO $8.50
PPO Next COMM $8.50
NovaNet COMM $9.00
Humana MGMCRPPO $9.00
CorVel Corporation WORKERSCOMP $82.71
Prime Health WC $84.45
Careworks (Rockport Community) WORKERSCOMP $87.06
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Urinalysis (without microscopy) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $190.58 $2.14 – $3.76
Adventhealth Lake Wales Lake Wales $278.50 $2.25 – $5.00
Adventhealth Palm Coast Parkway Palm Coast $191.73 $2.14 – $4.81
Adventhealth Tampa Tampa $217.41 $2.25 – $5.00
AdventHealth New Smyrna Beach New Smyrna Beach $147.82 $2.14 – $4.92
Adventhealth Port Charlotte Port Charlotte $17.23 $2.25 – $4.11
cleveland clinic florida weston hospital Weston $36.40 $1.35 – $47.60
martin north hospital Stuart $36.40 $1.35 – $28.00

All Florida hospitals for this procedure →