Tx l/r atrial fib addl at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$38,945.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$38,945.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$485.45 with CorVel Corporation vs $38,312.00 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $485.45 ↓ -99%
Prime Health WC $495.67 ↓ -99%
Careworks (Rockport Community) WORKERSCOMP $511.00 ↓ -99%
Oscar HIX $1,997.00 ↓ -95%
Aetna MCR $2,687.20 ↓ -93%
BCBS MCRPPO $2,765.09 ↓ -93%
BCBS MCRHMO $2,776.78 ↓ -93%
Simply MGMCR $5,997.53 ↓ -85%
Molina Healthcare MGMCR $7,399.55 ↓ -81%
Freedom Health MCR $7,650.00 ↓ -80%
Optimum MGMCR $7,650.00 ↓ -80%
Aetna QHP $7,711.11 ↓ -80%
Aetna PPO $8,801.57 ↓ -77%
Aetna HMO $8,801.57 ↓ -77%
AvMed HMOFI $9,346.80 ↓ -76%
Molina Healthcare HIX $9,611.00 ↓ -75%
Sunshine State Health Plan QHP $10,254.00 ↓ -74%
AvMed ASOEO $10,904.60 ↓ -72%
Aetna ASA $11,683.50 ↓ -70%
Truli for Health BSL $11,717.00 ↓ -70%
BCBS SBN $12,418.00 ↓ -68%
BCBS MBN $12,418.00 ↓ -68%
BCBS BSL $12,418.00 ↓ -68%
United OptionsPPO $13,007.63 ↓ -67%
Florida Health Care Plan COMM $14,682.26 ↓ -62%
American Health Plan MCR $15,000.00 ↓ -61%
United GlobalBenefitPlan $17,525.25 ↓ -55%
BCBS HMO $18,877.00 ↓ -52%
AvMed HIXOON $19,472.50 ↓ -50%
Plotkin Health COMM $19,472.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $19,472.50 ↓ -50%
Prime Health Sheriff COMM $19,472.50 ↓ -50%
United AllPayerAppendix $20,064.00 ↓ -48%
Evolutions TieredNetwork $20,188.00 ↓ -48%
BCBS NWB $21,507.00 ↓ -45%
BCBS PPO $21,507.00 ↓ -45%
Cigna ManagedCareHMO $23,916.00 ↓ -39%
Cigna PPO $23,916.00 ↓ -39%
BCBS PHS $28,125.00 ↓ -28%
Multiplan PRIMARYPPO $29,208.75 ↓ -25%
Three Rivers Provider Network WorkersComp $29,208.75 ↓ -25%
Multiplan Primary $30,377.10 ↓ -22%
Multiplan COMPLEMENTARYPPO $33,103.25 ↓ -15%
Multiplan Complementary $33,103.25 ↓ -15%
PPO Next PPO $33,103.25 ↓ -15%
PPO Next COMM $33,103.25 ↓ -15%
NovaNet COMM $35,050.50 ↓ -10%
Humana HMO $37,268.00 ↓ -4%
Humana PPO $37,268.00 ↓ -4%
Simply Healthcare HIX $38,312.00 ↓ -2%

Visitor-reported prices

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Tx l/r atrial fib addl at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $20,892.22 not published
Adventhealth Tampa Tampa $20,808.74 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $10,786.00 $485.45 – $495.67
Adventhealth Port Charlotte Port Charlotte $19,768.30 not published
cleveland clinic florida weston hospital Weston $5,417.10 $229.54 – $19,642.00
martin north hospital Stuart $5,417.10 $229.54 – $16,407.00
indian river hospital Vero Beach $5,417.10 $229.54 – $11,098.18
Baptist Hospital MIAMI $13,529.10 $173.17 – $18,732.60

All Florida hospitals for this procedure →