Tissue culture tumor at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$170.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$170.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.29 with Freedom Health vs $590.08 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $12.29 ↓ -93%
Optimum MGMCR $12.29 ↓ -93%
Simply MGMCR $26.30 ↓ -85%
Molina Healthcare MGMCR $32.44 ↓ -81%
Humana HMO $34.15 ↓ -80%
Humana PPO $34.15 ↓ -80%
Evolutions TieredNetwork $39.27 ↓ -77%
AvMed HMOFI $40.98 ↓ -76%
Sunshine State Health Plan QHP $43.54 ↓ -75%
AvMed ASOEO $47.81 ↓ -72%
Aetna ASA $51.23 ↓ -70%
Molina Healthcare HIX $54.64 ↓ -68%
United OptionsPPO $57.03 ↓ -67%
Florida Health Care Plan COMM $64.37 ↓ -62%
United GlobalBenefitPlan $76.84 ↓ -55%
AvMed HIXOON $85.38 ↓ -50%
Prime Health Sheriff COMM $85.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $85.38 ↓ -50%
Plotkin Health COMM $85.38 ↓ -50%
Multiplan PRIMARYPPO $128.06 ↓ -25%
Three Rivers Provider Network WorkersComp $128.06 ↓ -25%
Multiplan Primary $133.19 ↓ -22%
Humana TRICARE $133.70 ↓ -22%
Multiplan COMPLEMENTARYPPO $145.14 ↓ -15%
PPO Next PPO $145.14 ↓ -15%
Multiplan Complementary $145.14 ↓ -15%
PPO Next COMM $145.14 ↓ -15%
Devoted Health MCR $147.52 ↓ -14%
Humana MGMCRHMO $147.52 ↓ -14%
United VACCN $147.52 ↓ -14%
United AllPayerAppendix $147.52 ↓ -14%
NDMS Definitive Care MGMCR $147.52 ↓ -14%
Wellmed MGMCR $147.52 ↓ -14%
BCBS MCRHMO $150.47 ↓ -12%
BCBS MCRPPO $150.47 ↓ -12%
United MCR $150.47 ↓ -12%
FL Health Care Plan MCR $150.47 ↓ -12%
Aetna MCR $151.21 ↓ -11%
NovaNet COMM $153.68 ↓ -10%
WellCare MCR $154.90 ↓ -9%
Sunshine State MCR $154.90 ↓ -9%
AvMed MGMCR $156.37 ↓ -8%
American Health Plan MCR $156.37 ↓ -8%
Cigna Healthspring MCR $157.85 ↓ -8%
Florida Complete Care MCR $157.85 ↓ -8%
Align Senior Care MGMCR $157.85 ↓ -8%
Gold Kidney of Florida MCR $160.80 ↓ -6%
Clear Spring Health MCR $162.27 ↓ -5%
Centurion GVT $162.27 ↓ -5%
Seminole County Sheriffs Office MGMCR $162.27 ↓ -5%
CarePlus MGMCR $168.17 ↓ -2%
Ultimate Health Plan MCR $169.65 ↓ -1%
Longevity Health Plan MCR $177.02 ↑ +4%
Solis Health Plan MCR $213.90 ↑ +25%
Oscar HIX $213.90 ↑ +25%
Simply Healthcare HIX $230.13 ↑ +35%
Humana MGMCRPPO $590.08 ↑ +246%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Tissue culture tumor at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Port Charlotte Port Charlotte $985.01 $147.52 – $269.37
cleveland clinic florida weston hospital Weston $221.00 $85.00 – $289.00
martin north hospital Stuart $221.00 $99.62 – $255.00
indian river hospital Vero Beach $221.00 $79.56 – $272.55
Boca Raton Regional Hospital BOCA RATON $268.45 $117.00 – $234.01
HCA FLORIDA BRANDON HOSPITAL TAMPA $167.99 $133.70 – $213.90
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $93.98 $129.82 – $368.80
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $144.00 $147.52 – $554.28

All Florida hospitals for this procedure →