Tissue culture skin/biopsy at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.72 with Freedom Health vs $562.92 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $11.72
Optimum MGMCR $11.72
Simply MGMCR $25.06
Molina Healthcare MGMCR $30.92
Humana HMO $32.55
Humana PPO $32.55
Evolutions TieredNetwork $37.43
AvMed HMOFI $39.06
Sunshine State Health Plan QHP $41.50
AvMed ASOEO $45.57
Aetna ASA $48.83
Molina Healthcare HIX $52.08
United OptionsPPO $54.36
Florida Health Care Plan COMM $61.36
United GlobalBenefitPlan $73.24
AvMed HIXOON $81.38
Prime Health Sheriff COMM $81.38
Prime Health Sheriff WORKERSCOMP $81.38
Plotkin Health COMM $81.38
Multiplan PRIMARYPPO $122.06
Three Rivers Provider Network WorkersComp $122.06
Multiplan Primary $126.94
Humana TRICARE $127.55
Multiplan COMPLEMENTARYPPO $138.34
PPO Next PPO $138.34
Multiplan Complementary $138.34
PPO Next COMM $138.34
Devoted Health MCR $140.73
Humana MGMCRHMO $140.73
United VACCN $140.73
United AllPayerAppendix $140.73
NDMS Definitive Care MGMCR $140.73
Wellmed MGMCR $140.73
BCBS MCRHMO $143.54
BCBS MCRPPO $143.54
United MCR $143.54
FL Health Care Plan MCR $143.54
Aetna MCR $144.25
NovaNet COMM $146.47
WellCare MCR $147.77
Sunshine State MCR $147.77
AvMed MGMCR $149.17
American Health Plan MCR $149.17
Cigna Healthspring MCR $150.58
Florida Complete Care MCR $150.58
Align Senior Care MGMCR $150.58
Gold Kidney of Florida MCR $153.40
Clear Spring Health MCR $154.80
Centurion GVT $154.80
Seminole County Sheriffs Office MGMCR $154.80
CarePlus MGMCR $160.43
Ultimate Health Plan MCR $161.84
Longevity Health Plan MCR $168.88
Solis Health Plan MCR $204.06
Oscar HIX $204.06
Simply Healthcare HIX $219.54
Humana MGMCRPPO $562.92
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Tissue culture skin/biopsy at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $2,172.17 $140.73 – $312.42
Adventhealth Port Charlotte Port Charlotte $939.37 $140.73 – $256.97
cleveland clinic florida weston hospital Weston $810.55 $77.75 – $264.35
martin north hospital Stuart $810.55 $91.12 – $233.25
indian river hospital Vero Beach $810.55 $101.52 – $997.60
Baptist Hospital MIAMI $562.90 $16.20 – $164.70
Bethesda Hospital East BOYNTON BEACH $562.90 $36.78 – $164.70
Boca Raton Regional Hospital BOCA RATON $309.40 $66.60 – $185.00

All Florida hospitals for this procedure →