Surgical pathology level 3 gross & microscopic examination at HCA FLORIDA LAKE MONROE HOSPITAL
1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.20 with Optimum vs $343.17 with Careworks (Rockport Community) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Optimum | MGMCR | $2.20 | — |
| Freedom Health | MCR | $2.20 | — |
| Simply | MGMCR | $4.70 | — |
| Oscar | HIX | $4.88 | — |
| Simply Healthcare | HIX | $5.09 | — |
| Molina Healthcare | MGMCR | $5.79 | — |
| Humana | HMO | $6.10 | — |
| Humana | PPO | $6.10 | — |
| Evolutions | TieredNetwork | $7.01 | — |
| AvMed | HMOFI | $7.32 | — |
| Sunshine State Health Plan | QHP | $7.78 | — |
| AvMed | ASOEO | $8.54 | — |
| Aetna | ASA | $9.15 | — |
| Molina Healthcare | HIX | $9.76 | — |
| United | OptionsPPO | $10.19 | — |
| Florida Health Care Plan | COMM | $11.50 | — |
| United | GlobalBenefitPlan | $13.72 | — |
| AvMed | HIXOON | $15.25 | — |
| Prime Health Sheriff | WORKERSCOMP | $15.25 | — |
| Prime Health Sheriff | COMM | $15.25 | — |
| Plotkin Health | COMM | $15.25 | — |
| Three Rivers Provider Network | WorkersComp | $22.88 | — |
| Multiplan | PRIMARYPPO | $22.88 | — |
| Multiplan | Primary | $23.79 | — |
| PPO Next | COMM | $25.93 | — |
| Multiplan | COMPLEMENTARYPPO | $25.93 | — |
| PPO Next | PPO | $25.93 | — |
| Multiplan | Complementary | $25.93 | — |
| NovaNet | COMM | $27.45 | — |
| United | AllPayerAppendix | $49.76 | — |
| CorVel Corporation | WORKERSCOMP | $326.01 | — |
| Prime Health | WC | $332.87 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $343.17 | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Surgical pathology level 3 gross & microscopic examination at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $433.87 | $51.70 – $90.82 |
| Adventhealth Lake Wales | Lake Wales | $157.26 | $54.42 – $120.81 |
| Adventhealth Palm Coast Parkway | Palm Coast | $329.00 | $51.70 – $116.23 |
| Adventhealth Tampa | Tampa | $887.67 | $54.42 – $120.81 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $372.89 | $51.70 – $118.88 |
| Adventhealth Port Charlotte | Port Charlotte | $329.00 | $54.42 – $99.37 |
| cleveland clinic florida weston hospital | Weston | $159.90 | $6.74 – $188.70 |
| martin north hospital | Stuart | $159.90 | $20.76 – $111.00 |