Renal function panel at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$347.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$347.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.87 with Humana vs $312.75 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $7.87 ↓ -98%
NDMS Definitive Care MGMCR $8.68 ↓ -98%
United AllPayerAppendix $8.68 ↓ -98%
Humana MGMCRHMO $8.68 ↓ -98%
Devoted Health MCR $8.68 ↓ -98%
United VACCN $8.68 ↓ -98%
Wellmed MGMCR $8.68 ↓ -98%
FL Health Care Plan MCR $8.85 ↓ -97%
United MCR $8.85 ↓ -97%
BCBS MCRHMO $8.85 ↓ -97%
BCBS MCRPPO $8.85 ↓ -97%
Aetna MCR $8.90 ↓ -97%
WellCare MCR $9.11 ↓ -97%
Sunshine State MCR $9.11 ↓ -97%
AvMed MGMCR $9.20 ↓ -97%
American Health Plan MCR $9.20 ↓ -97%
Align Senior Care MGMCR $9.29 ↓ -97%
Florida Complete Care MCR $9.29 ↓ -97%
Cigna Healthspring MCR $9.29 ↓ -97%
Gold Kidney of Florida MCR $9.46 ↓ -97%
Seminole County Sheriffs Office MGMCR $9.55 ↓ -97%
Centurion GVT $9.55 ↓ -97%
Clear Spring Health MCR $9.55 ↓ -97%
CarePlus MGMCR $9.90 ↓ -97%
Ultimate Health Plan MCR $9.98 ↓ -97%
Longevity Health Plan MCR $10.42 ↓ -97%
Oscar HIX $12.59 ↓ -96%
Solis Health Plan MCR $12.59 ↓ -96%
Simply Healthcare HIX $13.54 ↓ -96%
Optimum MGMCR $25.02 ↓ -93%
Freedom Health MCR $25.02 ↓ -93%
Humana MGMCRPPO $34.72 ↓ -90%
Simply MGMCR $53.52 ↓ -85%
Molina Healthcare MGMCR $66.03 ↓ -81%
Humana PPO $69.50 ↓ -80%
Humana HMO $69.50 ↓ -80%
Evolutions TieredNetwork $79.92 ↓ -77%
AvMed HMOFI $83.40 ↓ -76%
Sunshine State Health Plan QHP $88.61 ↓ -75%
AvMed ASOEO $97.30 ↓ -72%
Aetna ASA $104.25 ↓ -70%
Molina Healthcare HIX $111.20 ↓ -68%
United OptionsPPO $116.06 ↓ -67%
Florida Health Care Plan COMM $131.01 ↓ -62%
United GlobalBenefitPlan $156.38 ↓ -55%
CorVel Corporation WORKERSCOMP $157.72 ↓ -55%
Prime Health WC $161.04 ↓ -54%
Careworks (Rockport Community) WORKERSCOMP $166.02 ↓ -52%
Prime Health Sheriff COMM $173.75 ↓ -50%
Prime Health Sheriff WORKERSCOMP $173.75 ↓ -50%
Plotkin Health COMM $173.75 ↓ -50%
AvMed HIXOON $173.75 ↓ -50%
Three Rivers Provider Network WorkersComp $260.63 ↓ -25%
Multiplan PRIMARYPPO $260.63 ↓ -25%
Multiplan Primary $271.05 ↓ -22%
Multiplan COMPLEMENTARYPPO $295.38 ↓ -15%
Multiplan Complementary $295.38 ↓ -15%
PPO Next PPO $295.38 ↓ -15%
PPO Next COMM $295.38 ↓ -15%
NovaNet COMM $312.75 ↓ -10%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Renal function panel at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $422.44 $8.25 – $14.49
Adventhealth Palm Coast Parkway Palm Coast $422.44 $8.25 – $18.54
Adventhealth Tampa Tampa $743.59 $8.68 – $19.27
AdventHealth New Smyrna Beach New Smyrna Beach $402.32 $8.25 – $18.96
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,094.00 $6.94 – $160.78
Adventhealth Port Charlotte Port Charlotte $64.02 $8.68 – $15.85
cleveland clinic florida weston hospital Weston $93.60 $3.65 – $122.40
martin north hospital Stuart $218.40 $4.54 – $252.00

All Florida hospitals for this procedure →