Pt re-evaluation patient/family at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$329.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$329.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.72 with Freedom Health vs $296.55 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $23.72 ↓ -93%
Optimum MGMCR $23.72 ↓ -93%
Oscar HIX $52.72 ↓ -84%
Simply Healthcare HIX $55.03 ↓ -83%
Cigna PPO $57.33 ↓ -83%
Cigna ManagedCareHMO $57.33 ↓ -83%
NDMS Definitive Care MGMCR $58.16 ↓ -82%
United VACCN $58.16 ↓ -82%
Devoted Health MCR $58.16 ↓ -82%
Humana MGMCRHMO $58.16 ↓ -82%
Wellmed MGMCR $58.16 ↓ -82%
United MCR $59.32 ↓ -82%
FL Health Care Plan MCR $59.32 ↓ -82%
BCBS MCRPPO $59.32 ↓ -82%
BCBS MCRHMO $59.32 ↓ -82%
Aetna MCR $59.61 ↓ -82%
Sunshine State MCR $61.07 ↓ -81%
WellCare MCR $61.07 ↓ -81%
AvMed MGMCR $61.65 ↓ -81%
American Health Plan MCR $61.65 ↓ -81%
CorVel Corporation WORKERSCOMP $61.75 ↓ -81%
Align Senior Care MGMCR $62.23 ↓ -81%
Florida Complete Care MCR $62.23 ↓ -81%
Cigna Healthspring MCR $62.23 ↓ -81%
Molina Healthcare MGMCR $62.60 ↓ -81%
Prime Health WC $63.05 ↓ -81%
Gold Kidney of Florida MCR $63.39 ↓ -81%
Humana TRICARE $63.78 ↓ -81%
Seminole County Sheriffs Office MGMCR $63.97 ↓ -81%
Centurion GVT $63.97 ↓ -81%
Clear Spring Health MCR $63.97 ↓ -81%
Careworks (Rockport Community) WORKERSCOMP $65.00 ↓ -80%
Humana HMO $65.90 ↓ -80%
Humana PPO $65.90 ↓ -80%
CarePlus MGMCR $66.30 ↓ -80%
Ultimate Health Plan MCR $66.88 ↓ -80%
Longevity Health Plan MCR $69.79 ↓ -79%
Evolutions TieredNetwork $75.78 ↓ -77%
AvMed HMOFI $79.08 ↓ -76%
Sunshine State Health Plan QHP $84.02 ↓ -75%
Solis Health Plan MCR $84.33 ↓ -74%
AvMed ASOEO $92.26 ↓ -72%
Aetna ASA $98.85 ↓ -70%
Molina Healthcare HIX $105.44 ↓ -68%
United OptionsPPO $110.05 ↓ -67%
Florida Health Care Plan COMM $124.22 ↓ -62%
United GlobalBenefitPlan $148.28 ↓ -55%
AvMed HIXOON $164.75 ↓ -50%
Prime Health Sheriff WORKERSCOMP $164.75 ↓ -50%
Prime Health Sheriff COMM $164.75 ↓ -50%
Plotkin Health COMM $164.75 ↓ -50%
Humana MGMCRPPO $232.64 ↓ -29%
Multiplan PRIMARYPPO $247.13 ↓ -25%
Three Rivers Provider Network WorkersComp $247.13 ↓ -25%
Multiplan Primary $257.01 ↓ -22%
PPO Next PPO $280.07 ↓ -15%
Multiplan Complementary $280.07 ↓ -15%
Multiplan COMPLEMENTARYPPO $280.07 ↓ -15%
PPO Next COMM $280.07 ↓ -15%
NovaNet COMM $296.55 ↓ -10%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Pt re-evaluation patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $300.25 $62.79 – $110.30
Adventhealth Lake Wales Lake Wales $326.78 $66.09 – $146.72
Adventhealth Palm Coast Parkway Palm Coast $303.28 not published
Adventhealth Tampa Tampa $288.10 $66.09 – $146.72
AdventHealth New Smyrna Beach New Smyrna Beach $235.00 $62.79 – $144.37
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $572.00 $46.53 – $69.79
Adventhealth Port Charlotte Port Charlotte $270.82 not published
cleveland clinic florida weston hospital Weston $311.35 $46.74 – $407.15

All Florida hospitals for this procedure →