Prev med cnsl indiv apprx 30 at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$156.75

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$156.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.82 with Aetna vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $10.82 ↓ -93%
BCBS MCRPPO $11.13 ↓ -93%
BCBS MCRHMO $11.18 ↓ -93%
Freedom Health MCR $11.29 ↓ -93%
Optimum MGMCR $11.29 ↓ -93%
Truli for Health BSL $13.32 ↓ -92%
BCBS SBN $13.64 ↓ -91%
BCBS BSL $13.64 ↓ -91%
BCBS MBN $13.64 ↓ -91%
BCBS PPO $19.59 ↓ -88%
BCBS NWB $19.59 ↓ -88%
BCBS HMO $21.16 ↓ -87%
Simply MGMCR $24.14 ↓ -85%
Oscar HIX $25.08 ↓ -84%
Simply Healthcare HIX $26.18 ↓ -83%
Cigna ManagedCareHMO $27.27 ↓ -83%
Cigna PPO $27.27 ↓ -83%
Molina Healthcare MGMCR $29.78 ↓ -81%
Aetna QHP $31.04 ↓ -80%
Humana HMO $31.35 ↓ -80%
Humana PPO $31.35 ↓ -80%
BCBS PHS $33.23 ↓ -79%
Aetna HMO $35.43 ↓ -77%
Aetna PPO $35.43 ↓ -77%
Evolutions TieredNetwork $36.05 ↓ -77%
AvMed HMOFI $37.62 ↓ -76%
Humana TRICARE $37.62 ↓ -76%
Sunshine State Health Plan QHP $39.97 ↓ -75%
AvMed ASOEO $43.89 ↓ -72%
Aetna ASA $47.02 ↓ -70%
Molina Healthcare HIX $50.16 ↓ -68%
United OptionsPPO $52.35 ↓ -67%
CorVel Corporation WORKERSCOMP $53.86 ↓ -66%
Prime Health WC $54.99 ↓ -65%
Careworks (Rockport Community) WORKERSCOMP $56.69 ↓ -64%
Florida Health Care Plan COMM $59.09 ↓ -62%
United GlobalBenefitPlan $70.54 ↓ -55%
Prime Health Sheriff COMM $78.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $78.38 ↓ -50%
Plotkin Health COMM $78.38 ↓ -50%
AvMed HIXOON $78.38 ↓ -50%
Three Rivers Provider Network WorkersComp $117.56 ↓ -25%
Multiplan PRIMARYPPO $117.56 ↓ -25%
Multiplan Primary $122.27 ↓ -22%
Multiplan Complementary $133.24 ↓ -15%
Multiplan COMPLEMENTARYPPO $133.24 ↓ -15%
PPO Next PPO $133.24 ↓ -15%
PPO Next COMM $133.24 ↓ -15%
NovaNet COMM $141.07 ↓ -10%
American Health Plan MCR $15,000.00 ↑ +9469%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Prev med cnsl indiv apprx 30 at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $190.68 not published
Adventhealth Tampa Tampa $64.83 not published
Adventhealth Port Charlotte Port Charlotte $181.42 not published
cleveland clinic florida weston hospital Weston $254.80 $29.07 – $274.40
martin north hospital Stuart $254.80 $37.76 – $352.80
indian river hospital Vero Beach $254.80 $29.07 – $333.20
HCA FLORIDA BAYONET POINT HOSPITAL HUDSON $85.00 $37.62 – $55.74
HCA FLORIDA FAWCETT HOSPITAL FORT MYERS $85.00 $37.62 – $54.01

All Florida hospitals for this procedure →