Prev med cnsl indiv apprx 15 at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$84.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$84.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.81 with Aetna vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $5.81 ↓ -93%
BCBS MCRPPO $5.98 ↓ -93%
BCBS MCRHMO $6.01 ↓ -93%
Freedom Health MCR $6.07 ↓ -93%
Optimum MGMCR $6.07 ↓ -93%
Truli for Health BSL $7.16 ↓ -92%
BCBS SBN $7.33 ↓ -91%
BCBS BSL $7.33 ↓ -91%
BCBS MBN $7.33 ↓ -91%
BCBS PPO $10.53 ↓ -88%
BCBS NWB $10.53 ↓ -88%
BCBS HMO $11.37 ↓ -87%
Simply MGMCR $12.97 ↓ -85%
Oscar HIX $13.48 ↓ -84%
Simply Healthcare HIX $14.07 ↓ -83%
Cigna ManagedCareHMO $14.66 ↓ -83%
Cigna PPO $14.66 ↓ -83%
Molina Healthcare MGMCR $16.01 ↓ -81%
Aetna QHP $16.68 ↓ -80%
Humana HMO $16.85 ↓ -80%
Humana PPO $16.85 ↓ -80%
BCBS PHS $17.86 ↓ -79%
Humana TRICARE $18.74 ↓ -78%
Aetna HMO $19.04 ↓ -77%
Aetna PPO $19.04 ↓ -77%
Evolutions TieredNetwork $19.38 ↓ -77%
AvMed HMOFI $20.22 ↓ -76%
Sunshine State Health Plan QHP $21.48 ↓ -75%
AvMed ASOEO $23.59 ↓ -72%
CorVel Corporation WORKERSCOMP $25.00 ↓ -70%
Aetna ASA $25.27 ↓ -70%
Prime Health WC $25.53 ↓ -70%
Careworks (Rockport Community) WORKERSCOMP $26.32 ↓ -69%
Molina Healthcare HIX $26.96 ↓ -68%
United OptionsPPO $28.14 ↓ -67%
Florida Health Care Plan COMM $31.76 ↓ -62%
United GlobalBenefitPlan $37.91 ↓ -55%
Plotkin Health COMM $42.13 ↓ -50%
Prime Health Sheriff WORKERSCOMP $42.13 ↓ -50%
Prime Health Sheriff COMM $42.13 ↓ -50%
AvMed HIXOON $42.13 ↓ -50%
Three Rivers Provider Network WorkersComp $63.19 ↓ -25%
Multiplan PRIMARYPPO $63.19 ↓ -25%
Multiplan Primary $65.72 ↓ -22%
Multiplan Complementary $71.61 ↓ -15%
Multiplan COMPLEMENTARYPPO $71.61 ↓ -15%
PPO Next PPO $71.61 ↓ -15%
PPO Next COMM $71.61 ↓ -15%
NovaNet COMM $75.83 ↓ -10%
American Health Plan MCR $15,000.00 ↑ +17704%

Visitor-reported prices

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Prev med cnsl indiv apprx 15 at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $144.70 not published
cleveland clinic florida weston hospital Weston $124.80 $17.81 – $134.40
martin north hospital Stuart $124.80 $18.43 – $172.80
indian river hospital Vero Beach $124.80 $17.81 – $163.20
Boca Raton Regional Hospital BOCA RATON $16.25 $9.00 – $25.00
HCA FLORIDA FAWCETT HOSPITAL FORT MYERS $43.00 $18.74 – $25.07
HCA FLORIDA LARGO HOSPITAL LARGO $35.00 $18.74 – $25.88
HCA FLORIDA NORTHSIDE HOSPITAL ST PETERSBURG $45.00 $18.74 – $25.88

All Florida hospitals for this procedure →