Phosphorus at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.51 with Optimum vs $75.92 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $1.51
Freedom Health MCR $1.51
Simply MGMCR $3.23
Molina Healthcare MGMCR $3.99
Humana PPO $4.20
Humana HMO $4.20
Humana TRICARE $4.30
United VACCN $4.74
Humana MGMCRHMO $4.74
Devoted Health MCR $4.74
NDMS Definitive Care MGMCR $4.74
Wellmed MGMCR $4.74
United AllPayerAppendix $4.74
BCBS MCRHMO $4.83
United MCR $4.83
Evolutions TieredNetwork $4.83
BCBS MCRPPO $4.83
FL Health Care Plan MCR $4.83
Aetna MCR $4.86
Sunshine State MCR $4.98
WellCare MCR $4.98
American Health Plan MCR $5.02
AvMed MGMCR $5.02
AvMed HMOFI $5.04
Florida Complete Care MCR $5.07
Cigna Healthspring MCR $5.07
Align Senior Care MGMCR $5.07
Gold Kidney of Florida MCR $5.17
Clear Spring Health MCR $5.21
Seminole County Sheriffs Office MGMCR $5.21
Centurion GVT $5.21
Sunshine State Health Plan QHP $5.36
CarePlus MGMCR $5.40
Ultimate Health Plan MCR $5.45
Longevity Health Plan MCR $5.69
AvMed ASOEO $5.88
Aetna ASA $6.30
Molina Healthcare HIX $6.72
Oscar HIX $6.87
Solis Health Plan MCR $6.87
United OptionsPPO $7.01
Simply Healthcare HIX $7.39
Florida Health Care Plan COMM $7.92
United GlobalBenefitPlan $9.45
Plotkin Health COMM $10.50
AvMed HIXOON $10.50
Prime Health Sheriff COMM $10.50
Prime Health Sheriff WORKERSCOMP $10.50
Multiplan PRIMARYPPO $15.75
Three Rivers Provider Network WorkersComp $15.75
Multiplan Primary $16.38
PPO Next PPO $17.85
Multiplan Complementary $17.85
Multiplan COMPLEMENTARYPPO $17.85
PPO Next COMM $17.85
NovaNet COMM $18.90
Humana MGMCRPPO $18.96
CorVel Corporation WORKERSCOMP $72.12
Prime Health WC $73.64
Careworks (Rockport Community) WORKERSCOMP $75.92
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Phosphorus at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $91.43 $4.50 – $7.91
Adventhealth Lake Wales Lake Wales $238.76 $4.74 – $10.52
Adventhealth Palm Coast Parkway Palm Coast $91.43 $4.50 – $10.12
Adventhealth Tampa Tampa $218.59 $4.74 – $10.52
AdventHealth New Smyrna Beach New Smyrna Beach $78.37 $4.50 – $10.35
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $414.00 $3.79 – $73.53
Adventhealth Port Charlotte Port Charlotte $34.46 $4.74 – $8.66
cleveland clinic florida weston hospital Weston $69.55 $1.99 – $51.00

All Florida hospitals for this procedure →