Pet image w/ct lmtd at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$18,175.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18,175.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,308.60 with Freedom Health vs $16,357.50 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $1,308.60 ↓ -93%
Optimum MGMCR $1,308.60 ↓ -93%
CorVel Corporation WORKERSCOMP $2,029.15 ↓ -89%
Prime Health WC $2,071.87 ↓ -89%
Careworks (Rockport Community) WORKERSCOMP $2,135.95 ↓ -88%
Simply MGMCR $2,798.95 ↓ -85%
United AllPayerAppendix $3,330.77 ↓ -82%
Molina Healthcare MGMCR $3,453.25 ↓ -81%
Aetna QHP $3,951.00 ↓ -78%
Sunshine State Health Plan QHP $4,634.63 ↓ -74%
AvMed HMOFI $4,735.00 ↓ -74%
Aetna PPO $4,867.00 ↓ -73%
Aetna HMO $4,867.00 ↓ -73%
AvMed ASOEO $5,200.00 ↓ -71%
Aetna ASA $5,452.50 ↓ -70%
Molina Healthcare HIX $5,816.00 ↓ -68%
United OptionsPPO $6,070.45 ↓ -67%
United GlobalBenefitPlan $8,178.75 ↓ -55%
AvMed HIXOON $9,087.50 ↓ -50%
Prime Health Sheriff COMM $9,087.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $9,087.50 ↓ -50%
Plotkin Health COMM $9,087.50 ↓ -50%
Three Rivers Provider Network WorkersComp $13,631.25 ↓ -25%
Multiplan PRIMARYPPO $13,631.25 ↓ -25%
Multiplan Primary $14,176.50 ↓ -22%
Multiplan Complementary $15,448.75 ↓ -15%
PPO Next PPO $15,448.75 ↓ -15%
PPO Next COMM $15,448.75 ↓ -15%
Multiplan COMPLEMENTARYPPO $15,448.75 ↓ -15%
NovaNet COMM $16,357.50 ↓ -10%

Visitor-reported prices

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Pet image w/ct lmtd at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $13,813.44 $1,418.60 – $2,492.26
Adventhealth Tampa Tampa $14,593.75 $1,493.26 – $3,315.05
cleveland clinic florida weston hospital Weston $8,749.00 $93.46 – $10,693.00
martin north hospital Stuart $8,177.00 $83.62 – $6,290.00
indian river hospital Vero Beach $8,177.00 $80.07 – $10,064.00
Baptist Hospital MIAMI $4,914.00 $173.17 – $6,804.00
Boca Raton Regional Hospital BOCA RATON $4,024.80 $1,466.44 – $5,590.00
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS $8,965.00 $2,127.17 – $3,330.77

All Florida hospitals for this procedure →