Nuclear Stress Test (Heart) at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$19,654.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$19,654.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,415.09 with Optimum vs $17,688.60 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $1,415.09 ↓ -93%
Freedom Health MCR $1,415.09 ↓ -93%
United AllPayerAppendix $2,938.37 ↓ -85%
Simply MGMCR $3,026.72 ↓ -85%
CorVel Corporation WORKERSCOMP $3,575.54 ↓ -82%
Prime Health WC $3,650.82 ↓ -81%
Molina Healthcare MGMCR $3,734.26 ↓ -81%
Careworks (Rockport Community) WORKERSCOMP $3,763.73 ↓ -81%
Humana HMO $3,930.80 ↓ -80%
Humana PPO $3,930.80 ↓ -80%
Evolutions TieredNetwork $4,520.42 ↓ -77%
AvMed HMOFI $4,716.96 ↓ -76%
Sunshine State Health Plan QHP $5,011.77 ↓ -75%
AvMed ASOEO $5,503.12 ↓ -72%
Aetna ASA $5,896.20 ↓ -70%
Molina Healthcare HIX $6,289.28 ↓ -68%
United OptionsPPO $6,564.44 ↓ -67%
Florida Health Care Plan COMM $7,409.56 ↓ -62%
United GlobalBenefitPlan $8,844.30 ↓ -55%
Prime Health Sheriff COMM $9,827.00 ↓ -50%
Plotkin Health COMM $9,827.00 ↓ -50%
AvMed HIXOON $9,827.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $9,827.00 ↓ -50%
Multiplan PRIMARYPPO $14,740.50 ↓ -25%
Three Rivers Provider Network WorkersComp $14,740.50 ↓ -25%
Multiplan Primary $15,330.12 ↓ -22%
PPO Next COMM $16,705.90 ↓ -15%
Multiplan Complementary $16,705.90 ↓ -15%
Multiplan COMPLEMENTARYPPO $16,705.90 ↓ -15%
PPO Next PPO $16,705.90 ↓ -15%
NovaNet COMM $17,688.60 ↓ -10%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Nuclear Stress Test (Heart) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $9,875.04 $1,284.38 – $2,256.45
Adventhealth Lake Wales Lake Wales $12,998.63 $1,351.97 – $3,001.38
Adventhealth Palm Coast Parkway Palm Coast $9,151.31 $1,284.38 – $3,006.70
Adventhealth Tampa Tampa $11,728.14 $1,351.97 – $3,001.38
AdventHealth New Smyrna Beach New Smyrna Beach $3,106.45 $1,284.38 – $2,953.39
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $6,622.00 $2,938.37 – $3,645.05
Adventhealth Port Charlotte Port Charlotte $12,121.65 $1,351.97 – $2,468.71
cleveland clinic florida weston hospital Weston $7,782.45 $64.62 – $9,571.00

All Florida hospitals for this procedure →