Neck (Cervical Spine) MRI (with contrast) at HCA FLORIDA LAKE MONROE HOSPITAL
1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908
$18,925.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$18,925.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$828.27 with United vs $17,033.17 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | AllPayerAppendix | $828.27 | ↓ -96% |
| Optimum | MGMCR | $1,362.65 | ↓ -93% |
| Freedom Health | MCR | $1,362.65 | ↓ -93% |
| Aetna | QHP | $1,580.00 | ↓ -92% |
| Aetna | HMO | $1,947.00 | ↓ -90% |
| Aetna | PPO | $1,947.00 | ↓ -90% |
| Simply | MGMCR | $2,914.57 | ↓ -85% |
| AvMed | HMOFI | $3,110.00 | ↓ -84% |
| AvMed | ASOEO | $3,418.00 | ↓ -82% |
| Molina Healthcare | MGMCR | $3,595.89 | ↓ -81% |
| CorVel Corporation | WORKERSCOMP | $4,383.36 | ↓ -77% |
| Prime Health | WC | $4,475.64 | ↓ -76% |
| Careworks (Rockport Community) | WORKERSCOMP | $4,614.06 | ↓ -76% |
| Sunshine State Health Plan | QHP | $4,826.07 | ↓ -74% |
| Aetna | ASA | $5,677.73 | ↓ -70% |
| Molina Healthcare | HIX | $6,056.24 | ↓ -68% |
| United | OptionsPPO | $6,321.20 | ↓ -67% |
| United | GlobalBenefitPlan | $8,516.59 | ↓ -55% |
| AvMed | HIXOON | $9,462.88 | ↓ -50% |
| Prime Health Sheriff | COMM | $9,462.88 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $9,462.88 | ↓ -50% |
| Plotkin Health | COMM | $9,462.88 | ↓ -50% |
| Three Rivers Provider Network | WorkersComp | $14,194.31 | ↓ -25% |
| Multiplan | PRIMARYPPO | $14,194.31 | ↓ -25% |
| Multiplan | Primary | $14,762.08 | ↓ -22% |
| Multiplan | Complementary | $16,086.89 | ↓ -15% |
| PPO Next | PPO | $16,086.89 | ↓ -15% |
| PPO Next | COMM | $16,086.89 | ↓ -15% |
| Multiplan | COMPLEMENTARYPPO | $16,086.89 | ↓ -15% |
| NovaNet | COMM | $17,033.17 | ↓ -10% |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (with contrast) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $5,962.04 | $346.11 – $748.98 |
| Adventhealth Palm Coast Parkway | Palm Coast | $5,400.39 | $346.11 – $1,140.93 |
| Adventhealth Tampa | Tampa | $6,554.38 | $364.32 – $808.79 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $5,736.05 | $346.11 – $977.98 |
| Adventhealth Port Charlotte | Port Charlotte | $13,455.82 | $364.32 – $665.25 |
| cleveland clinic florida weston hospital | Weston | $2,510.95 | $79.97 – $2,618.00 |
| martin north hospital | Stuart | $2,002.00 | $71.56 – $1,540.00 |
| indian river hospital | Vero Beach | $508.95 | $84.61 – $783.00 |