MRI w/cont, breast, bi at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$12,512.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,512.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $11,260.80 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27 ↓ -93%
Optimum MGMCR $900.86 ↓ -93%
Freedom Health MCR $900.86 ↓ -93%
Aetna QHP $1,580.00 ↓ -87%
Simply MGMCR $1,926.85 ↓ -85%
Aetna HMO $1,947.00 ↓ -84%
Aetna PPO $1,947.00 ↓ -84%
Molina Healthcare MGMCR $2,377.28 ↓ -81%
AvMed HMOFI $3,002.88 ↓ -76%
Sunshine State Health Plan QHP $3,190.56 ↓ -75%
AvMed ASOEO $3,503.36 ↓ -72%
Aetna ASA $3,753.60 ↓ -70%
Molina Healthcare HIX $4,003.84 ↓ -68%
United OptionsPPO $4,179.01 ↓ -67%
United GlobalBenefitPlan $5,630.40 ↓ -55%
Prime Health Sheriff WORKERSCOMP $6,256.00 ↓ -50%
Plotkin Health COMM $6,256.00 ↓ -50%
AvMed HIXOON $6,256.00 ↓ -50%
Prime Health Sheriff COMM $6,256.00 ↓ -50%
Multiplan PRIMARYPPO $9,384.00 ↓ -25%
Three Rivers Provider Network WorkersComp $9,384.00 ↓ -25%
Multiplan Primary $9,759.36 ↓ -22%
Multiplan Complementary $10,635.20 ↓ -15%
Multiplan COMPLEMENTARYPPO $10,635.20 ↓ -15%
PPO Next PPO $10,635.20 ↓ -15%
PPO Next COMM $10,635.20 ↓ -15%
NovaNet COMM $11,260.80 ↓ -10%

Visitor-reported prices

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MRI w/cont, breast, bi at other Florida hospitals

Hospital City Cash price Negotiated range
Boca Raton Regional Hospital BOCA RATON $2,041.00 $357.78 – $2,050.42
HCA FLORIDA BRANDON HOSPITAL TAMPA $14,461.92 $828.27 – $1,186.00
HCA FLORIDA KENDALL HOSPITAL DORAL $3,147.00 $828.27 – $1,116.00
HCA FLORIDA CAPITAL HOSPITAL TALLAHASSEE $3,902.35 $828.27 – $1,256.00
HCA FLORIDA AVENTURA HOSPITAL HIALEAH $7,279.00 $828.27 – $1,116.00
HCA FLORIDA GULF COAST HOSPITAL PANAMA CITY $2,102.10 $828.27 – $1,256.00
HCA FLORIDA LARGO HOSPITAL LARGO $19,401.75 $828.27 – $1,186.00
HCA FLORIDA MERCY HOSPITAL MIAMI $3,521.00 $828.27 – $1,116.00

All Florida hospitals for this procedure →