Microsatellite instability at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$859.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$859.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.87 with Optimum vs $1,394.24 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $61.87 ↓ -93%
Freedom Health MCR $61.87 ↓ -93%
CorVel Corporation WORKERSCOMP $105.31 ↓ -88%
Prime Health WC $107.52 ↓ -87%
Careworks (Rockport Community) WORKERSCOMP $110.85 ↓ -87%
Simply MGMCR $132.32 ↓ -85%
Molina Healthcare MGMCR $163.26 ↓ -81%
Humana PPO $171.85 ↓ -80%
Humana HMO $171.85 ↓ -80%
Evolutions TieredNetwork $197.63 ↓ -77%
AvMed HMOFI $206.22 ↓ -76%
Sunshine State Health Plan QHP $219.11 ↓ -74%
AvMed ASOEO $240.59 ↓ -72%
Aetna ASA $257.77 ↓ -70%
Molina Healthcare HIX $274.96 ↓ -68%
United OptionsPPO $286.99 ↓ -67%
Florida Health Care Plan COMM $323.94 ↓ -62%
Humana MGMCRHMO $348.56 ↓ -59%
United AllPayerAppendix $348.56 ↓ -59%
United VACCN $348.56 ↓ -59%
NDMS Definitive Care MGMCR $348.56 ↓ -59%
Devoted Health MCR $348.56 ↓ -59%
Wellmed MGMCR $348.56 ↓ -59%
BCBS MCRPPO $355.53 ↓ -59%
FL Health Care Plan MCR $355.53 ↓ -59%
United MCR $355.53 ↓ -59%
BCBS MCRHMO $355.53 ↓ -59%
Aetna MCR $357.27 ↓ -58%
Sunshine State MCR $365.99 ↓ -57%
WellCare MCR $365.99 ↓ -57%
American Health Plan MCR $369.47 ↓ -57%
AvMed MGMCR $369.47 ↓ -57%
Florida Complete Care MCR $372.96 ↓ -57%
Align Senior Care MGMCR $372.96 ↓ -57%
Cigna Healthspring MCR $372.96 ↓ -57%
Gold Kidney of Florida MCR $379.93 ↓ -56%
Seminole County Sheriffs Office MGMCR $383.42 ↓ -55%
Centurion GVT $383.42 ↓ -55%
Clear Spring Health MCR $383.42 ↓ -55%
United GlobalBenefitPlan $386.66 ↓ -55%
CarePlus MGMCR $397.36 ↓ -54%
Ultimate Health Plan MCR $400.84 ↓ -53%
Longevity Health Plan MCR $418.27 ↓ -51%
Plotkin Health COMM $429.63 ↓ -50%
Prime Health Sheriff WORKERSCOMP $429.63 ↓ -50%
AvMed HIXOON $429.63 ↓ -50%
Prime Health Sheriff COMM $429.63 ↓ -50%
Solis Health Plan MCR $505.41 ↓ -41%
Oscar HIX $505.41 ↓ -41%
Simply Healthcare HIX $543.75 ↓ -37%
Three Rivers Provider Network WorkersComp $644.44 ↓ -25%
Multiplan PRIMARYPPO $644.44 ↓ -25%
Multiplan Primary $670.22 ↓ -22%
PPO Next PPO $730.36 ↓ -15%
PPO Next COMM $730.36 ↓ -15%
Multiplan COMPLEMENTARYPPO $730.36 ↓ -15%
Multiplan Complementary $730.36 ↓ -15%
NovaNet COMM $773.33 ↓ -10%
Humana MGMCRPPO $1,394.24 ↑ +62%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Microsatellite instability at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $196.00 $105.14 – $505.41
Adventhealth Port Charlotte Port Charlotte $2,327.28 $348.56 – $636.47
cleveland clinic florida weston hospital Weston $452.40 $76.88 – $437.00
martin north hospital Stuart $452.40 $80.93 – $437.00
indian river hospital Vero Beach $452.40 $76.88 – $437.00
Baptist Hospital MIAMI $1,130.35 $83.71 – $776.70
Bethesda Hospital East BOYNTON BEACH $1,130.35 $83.71 – $776.70
Boca Raton Regional Hospital BOCA RATON $708.50 $181.00 – $459.33

All Florida hospitals for this procedure →