Mayo factor xi at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$134.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$134.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.65 with Freedom Health vs $120.60 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $9.65 ↓ -93%
Optimum MGMCR $9.65 ↓ -93%
Humana TRICARE $16.23 ↓ -88%
United VACCN $17.90 ↓ -87%
United AllPayerAppendix $17.90 ↓ -87%
NDMS Definitive Care MGMCR $17.90 ↓ -87%
Humana MGMCRHMO $17.90 ↓ -87%
Wellmed MGMCR $17.90 ↓ -87%
Devoted Health MCR $17.90 ↓ -87%
BCBS MCRHMO $18.26 ↓ -86%
FL Health Care Plan MCR $18.26 ↓ -86%
United MCR $18.26 ↓ -86%
BCBS MCRPPO $18.26 ↓ -86%
Aetna MCR $18.35 ↓ -86%
Sunshine State MCR $18.79 ↓ -86%
WellCare MCR $18.79 ↓ -86%
AvMed MGMCR $18.97 ↓ -86%
American Health Plan MCR $18.97 ↓ -86%
Florida Complete Care MCR $19.15 ↓ -86%
Cigna Healthspring MCR $19.15 ↓ -86%
Align Senior Care MGMCR $19.15 ↓ -86%
Gold Kidney of Florida MCR $19.51 ↓ -85%
Centurion GVT $19.69 ↓ -85%
Clear Spring Health MCR $19.69 ↓ -85%
Seminole County Sheriffs Office MGMCR $19.69 ↓ -85%
CarePlus MGMCR $20.41 ↓ -85%
Ultimate Health Plan MCR $20.58 ↓ -85%
Simply MGMCR $20.64 ↓ -85%
Longevity Health Plan MCR $21.48 ↓ -84%
Molina Healthcare MGMCR $25.46 ↓ -81%
Solis Health Plan MCR $25.95 ↓ -81%
Oscar HIX $25.95 ↓ -81%
Humana HMO $26.80 ↓ -80%
Humana PPO $26.80 ↓ -80%
Simply Healthcare HIX $27.92 ↓ -79%
Evolutions TieredNetwork $30.82 ↓ -77%
AvMed HMOFI $32.16 ↓ -76%
Sunshine State Health Plan QHP $34.17 ↓ -75%
AvMed ASOEO $37.52 ↓ -72%
Aetna ASA $40.20 ↓ -70%
Molina Healthcare HIX $42.88 ↓ -68%
United OptionsPPO $44.76 ↓ -67%
Florida Health Care Plan COMM $50.52 ↓ -62%
United GlobalBenefitPlan $60.30 ↓ -55%
Plotkin Health COMM $67.00 ↓ -50%
AvMed HIXOON $67.00 ↓ -50%
Prime Health Sheriff COMM $67.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $67.00 ↓ -50%
Humana MGMCRPPO $71.60 ↓ -47%
CorVel Corporation WORKERSCOMP $98.09 ↓ -27%
Prime Health WC $100.15 ↓ -25%
Multiplan PRIMARYPPO $100.50 ↓ -25%
Three Rivers Provider Network WorkersComp $100.50 ↓ -25%
Careworks (Rockport Community) WORKERSCOMP $103.25 ↓ -23%
Multiplan Primary $104.52 ↓ -22%
Multiplan COMPLEMENTARYPPO $113.90 ↓ -15%
Multiplan Complementary $113.90 ↓ -15%
PPO Next PPO $113.90 ↓ -15%
PPO Next COMM $113.90 ↓ -15%
NovaNet COMM $120.60 ↓ -10%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Mayo factor xi at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $68.40 $17.00 – $29.88
Adventhealth Palm Coast Parkway Palm Coast $69.85 $17.00 – $38.23
Adventhealth Tampa Tampa $94.19 $17.90 – $39.74
AdventHealth New Smyrna Beach New Smyrna Beach $63.64 $17.00 – $39.10
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $367.00 $14.32 – $100.00
Adventhealth Port Charlotte Port Charlotte $119.09 $17.90 – $32.69
cleveland clinic florida weston hospital Weston $50.05 $2.12 – $64.60
martin north hospital Stuart $53.30 $2.23 – $57.75

All Florida hospitals for this procedure →