Mayo factor ii at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$197.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$197.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.77 with Humana vs $177.53 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $11.77 ↓ -94%
Wellmed MGMCR $12.98 ↓ -93%
United VACCN $12.98 ↓ -93%
Humana MGMCRHMO $12.98 ↓ -93%
Devoted Health MCR $12.98 ↓ -93%
United AllPayerAppendix $12.98 ↓ -93%
NDMS Definitive Care MGMCR $12.98 ↓ -93%
United MCR $13.24 ↓ -93%
BCBS MCRHMO $13.24 ↓ -93%
BCBS MCRPPO $13.24 ↓ -93%
FL Health Care Plan MCR $13.24 ↓ -93%
Aetna MCR $13.30 ↓ -93%
Sunshine State MCR $13.63 ↓ -93%
WellCare MCR $13.63 ↓ -93%
American Health Plan MCR $13.76 ↓ -93%
AvMed MGMCR $13.76 ↓ -93%
Florida Complete Care MCR $13.89 ↓ -93%
Cigna Healthspring MCR $13.89 ↓ -93%
Align Senior Care MGMCR $13.89 ↓ -93%
Gold Kidney of Florida MCR $14.15 ↓ -93%
Freedom Health MCR $14.20 ↓ -93%
Optimum MGMCR $14.20 ↓ -93%
Seminole County Sheriffs Office MGMCR $14.28 ↓ -93%
Clear Spring Health MCR $14.28 ↓ -93%
Centurion GVT $14.28 ↓ -93%
CarePlus MGMCR $14.80 ↓ -92%
Ultimate Health Plan MCR $14.93 ↓ -92%
Longevity Health Plan MCR $15.58 ↓ -92%
Oscar HIX $18.82 ↓ -90%
Solis Health Plan MCR $18.82 ↓ -90%
Simply Healthcare HIX $20.25 ↓ -90%
Simply MGMCR $30.38 ↓ -85%
Molina Healthcare MGMCR $37.48 ↓ -81%
Humana HMO $39.45 ↓ -80%
Humana PPO $39.45 ↓ -80%
Evolutions TieredNetwork $45.37 ↓ -77%
AvMed HMOFI $47.34 ↓ -76%
Sunshine State Health Plan QHP $50.30 ↓ -74%
Humana MGMCRPPO $51.92 ↓ -74%
AvMed ASOEO $55.23 ↓ -72%
Aetna ASA $59.17 ↓ -70%
Molina Healthcare HIX $63.12 ↓ -68%
United OptionsPPO $65.88 ↓ -67%
Florida Health Care Plan COMM $74.36 ↓ -62%
United GlobalBenefitPlan $88.76 ↓ -55%
CorVel Corporation WORKERSCOMP $98.09 ↓ -50%
Plotkin Health COMM $98.63 ↓ -50%
Prime Health Sheriff WORKERSCOMP $98.63 ↓ -50%
AvMed HIXOON $98.63 ↓ -50%
Prime Health Sheriff COMM $98.63 ↓ -50%
Prime Health WC $100.15 ↓ -49%
Careworks (Rockport Community) WORKERSCOMP $103.25 ↓ -48%
Three Rivers Provider Network WorkersComp $147.94 ↓ -25%
Multiplan PRIMARYPPO $147.94 ↓ -25%
Multiplan Primary $153.85 ↓ -22%
Multiplan COMPLEMENTARYPPO $167.66 ↓ -15%
PPO Next PPO $167.66 ↓ -15%
PPO Next COMM $167.66 ↓ -15%
Multiplan Complementary $167.66 ↓ -15%
NovaNet COMM $177.53 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Mayo factor ii at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $58.97 $12.33 – $21.66
Adventhealth Lake Wales Lake Wales $107.21 $12.98 – $28.82
Adventhealth Palm Coast Parkway Palm Coast $73.51 $12.33 – $27.72
Adventhealth Tampa Tampa $200.35 $12.98 – $28.82
AdventHealth New Smyrna Beach New Smyrna Beach $152.12 $12.33 – $28.35
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $360.00 $10.38 – $100.00
Adventhealth Port Charlotte Port Charlotte $86.81 $12.98 – $23.70
cleveland clinic florida weston hospital Weston $53.95 $2.12 – $68.85

All Florida hospitals for this procedure →