M/phmtrc alys ishquant/semiq at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$703.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$703.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.62 with Optimum vs $632.70 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $50.62 ↓ -93%
Freedom Health MCR $50.62 ↓ -93%
Simply MGMCR $108.26 ↓ -85%
Oscar HIX $112.48 ↓ -84%
Simply Healthcare HIX $117.40 ↓ -83%
Molina Healthcare MGMCR $133.57 ↓ -81%
Humana HMO $140.60 ↓ -80%
Humana PPO $140.60 ↓ -80%
United AllPayerAppendix $149.16 ↓ -79%
Evolutions TieredNetwork $161.69 ↓ -77%
AvMed HMOFI $168.72 ↓ -76%
Sunshine State Health Plan QHP $179.26 ↓ -75%
AvMed ASOEO $196.84 ↓ -72%
Aetna ASA $210.90 ↓ -70%
Molina Healthcare HIX $224.96 ↓ -68%
United OptionsPPO $234.80 ↓ -67%
Florida Health Care Plan COMM $265.03 ↓ -62%
CorVel Corporation WORKERSCOMP $275.04 ↓ -61%
Prime Health WC $280.83 ↓ -60%
Careworks (Rockport Community) WORKERSCOMP $289.52 ↓ -59%
United GlobalBenefitPlan $316.35 ↓ -55%
Prime Health Sheriff WORKERSCOMP $351.50 ↓ -50%
AvMed HIXOON $351.50 ↓ -50%
Plotkin Health COMM $351.50 ↓ -50%
Prime Health Sheriff COMM $351.50 ↓ -50%
Multiplan PRIMARYPPO $527.25 ↓ -25%
Three Rivers Provider Network WorkersComp $527.25 ↓ -25%
Multiplan Primary $548.34 ↓ -22%
PPO Next COMM $597.55 ↓ -15%
Multiplan Complementary $597.55 ↓ -15%
Multiplan COMPLEMENTARYPPO $597.55 ↓ -15%
PPO Next PPO $597.55 ↓ -15%
NovaNet COMM $632.70 ↓ -10%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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M/phmtrc alys ishquant/semiq at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $326.82 $169.02 – $296.94
Adventhealth Lake Wales Lake Wales $455.16 not published
Adventhealth Palm Coast Parkway Palm Coast $1,202.54 $169.02 – $380.01
Adventhealth Tampa Tampa $1,666.44 $177.91 – $394.97
AdventHealth New Smyrna Beach New Smyrna Beach $745.57 $169.02 – $388.65
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $971.10 $37.09 – $603.00
martin north hospital Stuart $971.10 $15.00 – $603.00

All Florida hospitals for this procedure →