Lumbar diskogram s&i at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$3,129.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,129.50

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$225.32 with Optimum vs $3,947.38 with United — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $225.32 ↓ -93%
Freedom Health MCR $225.32 ↓ -93%
Simply MGMCR $481.94 ↓ -85%
Molina Healthcare MGMCR $594.61 ↓ -81%
Humana HMO $625.90 ↓ -80%
Humana PPO $625.90 ↓ -80%
Evolutions TieredNetwork $719.78 ↓ -77%
AvMed HMOFI $751.08 ↓ -76%
Sunshine State Health Plan QHP $798.02 ↓ -75%
AvMed ASOEO $876.26 ↓ -72%
Aetna ASA $938.85 ↓ -70%
Molina Healthcare HIX $1,001.44 ↓ -68%
United OptionsPPO $1,045.25 ↓ -67%
Florida Health Care Plan COMM $1,179.82 ↓ -62%
United GlobalBenefitPlan $1,408.28 ↓ -55%
Prime Health Sheriff WORKERSCOMP $1,564.75 ↓ -50%
Prime Health Sheriff COMM $1,564.75 ↓ -50%
Plotkin Health COMM $1,564.75 ↓ -50%
AvMed HIXOON $1,564.75 ↓ -50%
Multiplan PRIMARYPPO $2,347.13 ↓ -25%
Three Rivers Provider Network WorkersComp $2,347.13 ↓ -25%
Multiplan Primary $2,441.01 ↓ -22%
PPO Next COMM $2,660.07 ↓ -15%
Multiplan COMPLEMENTARYPPO $2,660.07 ↓ -15%
Multiplan Complementary $2,660.07 ↓ -15%
PPO Next PPO $2,660.07 ↓ -15%
NovaNet COMM $2,816.55 ↓ -10%
CorVel Corporation WORKERSCOMP $3,707.30 ↑ +18%
Prime Health WC $3,785.35 ↑ +21%
Careworks (Rockport Community) WORKERSCOMP $3,902.42 ↑ +25%
United AllPayerAppendix $3,947.38 ↑ +26%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Lumbar diskogram s&i at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $6,598.98 $2,039.19 – $4,527.00
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $9,880.00 $3,701.44 – $3,947.38
Adventhealth Port Charlotte Port Charlotte $7,811.03 $2,039.19 – $3,853.47
cleveland clinic florida weston hospital Weston $11,163.75 $36.10 – $14,316.55
martin north hospital Stuart $11,163.75 $32.30 – $8,421.50
indian river hospital Vero Beach $215.80 $32.94 – $2,243.11
Baptist Hospital MIAMI $3,412.50 $173.17 – $4,184.10
Bethesda Hospital East BOYNTON BEACH $3,412.50 $353.09 – $4,184.10

All Florida hospitals for this procedure →