IV Fluids (first hour) at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.15 with CorVel Corporation vs $651.93 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $35.15 —
Optimum MGMCR $35.55 —
Freedom Health MCR $35.55 —
Prime Health WC $35.89 —
Careworks (Rockport Community) WORKERSCOMP $37.00 —
Truli BSL $65.12 —
BCBS SBN $65.12 —
BCBS MBN $65.12 —
BCBS BSL $65.12 —
Simply MGMCR $76.04 —
Oscar HIX $79.00 —
Simply Healthcare HIX $82.46 —
Cigna ManagedCareHMO $85.91 —
Cigna PPO $85.91 —
BCBS NWB $93.56 —
BCBS PPO $93.56 —
Molina Healthcare MGMCR $93.81 —
Aetna QHP $97.76 —
BCBS HMO $101.05 —
Aetna HMO $111.59 —
Aetna PPO $111.59 —
Evolutions TieredNetwork $113.56 —
Aetna HMO/PPO $117.51 —
AvMed HMOFI $123.44 —
Sunshine State Health Plan QHP $125.91 —
Aetna ASA $148.13 —
AvMed ASOEO $148.13 —
Molina Healthcare HIX $158.00 —
BCBS PHS $158.68 —
United OptionsPPO $164.91 —
Florida Health Care Plan COMM $194.54 —
United GlobalBenefitPlan $222.19 —
Prime Health Sheriff COMM $246.88 —
Plotkin Health COMM $246.88 —
Prime Health Sheriff WORKERSCOMP $246.88 —
AvMed HIXOON $246.88 —
AmeriHealth Caritas HIX $246.88 —
Three Rivers Provider Network WorkersComp $370.31 —
Multiplan PRIMARYPPO $370.31 —
Multiplan Primary $385.13 —
Multiplan COMPLEMENTARYPPO $419.69 —
Multiplan Complementary $419.69 —
PPO Next PPO $419.69 —
PPO Next COMM $419.69 —
NovaNet COMM $444.38 —
United AllPayerAppendix $651.93 —

Visitor-reported prices

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IV Fluids (first hour) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $965.64 $211.02 – $370.72
Adventhealth Lake Wales Lake Wales $1,987.82 $222.12 – $493.11
Adventhealth Palm Coast Parkway Palm Coast $976.31 $211.02 – $474.43
Adventhealth Tampa Tampa $782.35 $222.12 – $493.11
AdventHealth New Smyrna Beach New Smyrna Beach $653.73 $211.02 – $485.22
Adventhealth Port Charlotte Port Charlotte $1,092.24 $222.12 – $405.59
cleveland clinic florida weston hospital Weston $254.15 $23.75 – $332.35
martin north hospital Stuart $1,181.70 $23.75 – $909.00

All Florida hospitals for this procedure →