Iron at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.22 with Freedom Health vs $86.05 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $0.22
Optimum MGMCR $0.22
Simply MGMCR $0.46
Molina Healthcare MGMCR $0.57
Humana PPO $0.60
Humana HMO $0.60
Evolutions TieredNetwork $0.69
AvMed HMOFI $0.72
Sunshine State Health Plan QHP $0.77
AvMed ASOEO $0.84
Aetna ASA $0.90
Molina Healthcare HIX $0.96
United OptionsPPO $1.00
Florida Health Care Plan COMM $1.13
United GlobalBenefitPlan $1.35
AvMed HIXOON $1.50
Plotkin Health COMM $1.50
Prime Health Sheriff COMM $1.50
Prime Health Sheriff WORKERSCOMP $1.50
Multiplan PRIMARYPPO $2.25
Three Rivers Provider Network WorkersComp $2.25
Multiplan Primary $2.34
PPO Next PPO $2.55
Multiplan COMPLEMENTARYPPO $2.55
Multiplan Complementary $2.55
PPO Next COMM $2.55
NovaNet COMM $2.70
Humana TRICARE $5.87
NDMS Definitive Care MGMCR $6.47
Humana MGMCRHMO $6.47
United VACCN $6.47
United AllPayerAppendix $6.47
Devoted Health MCR $6.47
Wellmed MGMCR $6.47
United MCR $6.60
BCBS MCRHMO $6.60
BCBS MCRPPO $6.60
FL Health Care Plan MCR $6.60
Aetna MCR $6.63
WellCare MCR $6.79
Sunshine State MCR $6.79
American Health Plan MCR $6.86
AvMed MGMCR $6.86
Align Senior Care MGMCR $6.92
Cigna Healthspring MCR $6.92
Florida Complete Care MCR $6.92
Gold Kidney of Florida MCR $7.05
Seminole County Sheriffs Office MGMCR $7.12
Centurion GVT $7.12
Clear Spring Health MCR $7.12
CarePlus MGMCR $7.38
Ultimate Health Plan MCR $7.44
Longevity Health Plan MCR $7.76
Solis Health Plan MCR $9.38
Oscar HIX $9.38
Simply Healthcare HIX $10.09
Humana MGMCRPPO $25.88
CorVel Corporation WORKERSCOMP $81.75
Prime Health WC $83.47
Careworks (Rockport Community) WORKERSCOMP $86.05
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Iron at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $108.85 $6.15 – $10.80
Adventhealth Lake Wales Lake Wales $108.85 $6.47 – $14.36
Adventhealth Palm Coast Parkway Palm Coast $116.36 $6.15 – $13.82
Adventhealth Tampa Tampa $332.75 $6.47 – $14.36
AdventHealth New Smyrna Beach New Smyrna Beach $254.55 $6.15 – $14.13
Adventhealth Port Charlotte Port Charlotte $48.01 $6.47 – $11.81
cleveland clinic florida weston hospital Weston $93.60 $2.59 – $70.00
martin north hospital Stuart $93.60 $2.73 – $60.00

All Florida hospitals for this procedure →