Immunoglobulin assay at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.29 with Humana vs $91.11 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $11.29
Wellmed MGMCR $12.46
United AllPayerAppendix $12.46
Humana MGMCRHMO $12.46
United VACCN $12.46
NDMS Definitive Care MGMCR $12.46
Devoted Health MCR $12.46
BCBS MCRHMO $12.71
FL Health Care Plan MCR $12.71
United MCR $12.71
BCBS MCRPPO $12.71
Aetna MCR $12.77
Sunshine State MCR $13.08
WellCare MCR $13.08
American Health Plan MCR $13.21
AvMed MGMCR $13.21
Florida Complete Care MCR $13.33
Cigna Healthspring MCR $13.33
Align Senior Care MGMCR $13.33
Gold Kidney of Florida MCR $13.58
Seminole County Sheriffs Office MGMCR $13.71
Centurion GVT $13.71
Clear Spring Health MCR $13.71
CarePlus MGMCR $14.20
Ultimate Health Plan MCR $14.33
Longevity Health Plan MCR $14.95
Oscar HIX $18.07
Solis Health Plan MCR $18.07
Simply Healthcare HIX $19.44
Humana MGMCRPPO $49.84
CorVel Corporation WORKERSCOMP $86.55
Prime Health WC $88.38
Careworks (Rockport Community) WORKERSCOMP $91.11
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Immunoglobulin assay at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $74.00 $11.84 – $20.80
Adventhealth Tampa Tampa $192.32 $12.46 – $27.66
AdventHealth New Smyrna Beach New Smyrna Beach $60.05 $11.84 – $27.22
Adventhealth Port Charlotte Port Charlotte $83.48 $12.46 – $22.75
cleveland clinic florida weston hospital Weston $134.55 $5.23 – $59.50
martin north hospital Stuart $134.55 $5.50 – $52.50
indian river hospital Vero Beach $45.50 $5.23 – $56.00
Baptist Hospital MIAMI $547.95 $5.89 – $758.70

All Florida hospitals for this procedure →