Hand X-ray (2 views, both hands) at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$140.40 with Optimum vs $1,755.00 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $140.40 —
Freedom Health MCR $140.40 —
United AllPayerAppendix $245.18 —
Simply MGMCR $300.30 —
CorVel Corporation WORKERSCOMP $310.62 —
Prime Health WC $317.16 —
Careworks (Rockport Community) WORKERSCOMP $326.97 —
Molina Healthcare MGMCR $370.50 —
Evolutions TieredNetwork $448.50 —
AvMed HMOFI $487.50 —
Sunshine State Health Plan QHP $497.25 —
Aetna ASA $585.00 —
AvMed ASOEO $585.00 —
Molina Healthcare HIX $624.00 —
United OptionsPPO $651.30 —
Florida Health Care Plan COMM $768.30 —
United GlobalBenefitPlan $877.50 —
AmeriHealth Caritas HIX $975.00 —
Plotkin Health COMM $975.00 —
Prime Health Sheriff COMM $975.00 —
Prime Health Sheriff WORKERSCOMP $975.00 —
AvMed HIXOON $975.00 —
Multiplan PRIMARYPPO $1,462.50 —
Three Rivers Provider Network WorkersComp $1,462.50 —
Multiplan Primary $1,521.00 —
Multiplan Complementary $1,657.50 —
Multiplan COMPLEMENTARYPPO $1,657.50 —
PPO Next COMM $1,657.50 —
PPO Next PPO $1,657.50 —
NovaNet COMM $1,755.00 —

Visitor-reported prices

visitor-reported
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Hand X-ray (2 views, both hands) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $688.44 $94.39 – $182.21
Adventhealth Lake Wales Lake Wales $1,165.12 $77.67 – $242.37
Adventhealth Palm Coast Parkway Palm Coast $681.59 $85.22 – $286.15
Adventhealth Tampa Tampa $1,125.12 $76.59 – $242.37
AdventHealth New Smyrna Beach New Smyrna Beach $680.46 $103.72 – $238.49
Adventhealth Port Charlotte Port Charlotte $1,238.77 $80.04 – $199.35
cleveland clinic florida weston hospital Weston $638.30 $6.96 – $780.30
martin north hospital Stuart $638.30 $6.23 – $459.00

All Florida hospitals for this procedure →