Ghs sensitivity (per antimicro) at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$127.75

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$127.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.78 with Humana vs $221.69 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $6.78 ↓ -95%
United AllPayerAppendix $7.48 ↓ -94%
United VACCN $7.48 ↓ -94%
Devoted Health MCR $7.48 ↓ -94%
Wellmed MGMCR $7.48 ↓ -94%
Humana MGMCRHMO $7.48 ↓ -94%
NDMS Definitive Care MGMCR $7.48 ↓ -94%
BCBS MCRPPO $7.63 ↓ -94%
FL Health Care Plan MCR $7.63 ↓ -94%
United MCR $7.63 ↓ -94%
BCBS MCRHMO $7.63 ↓ -94%
Aetna MCR $7.67 ↓ -94%
Sunshine State MCR $7.85 ↓ -94%
WellCare MCR $7.85 ↓ -94%
AvMed MGMCR $7.93 ↓ -94%
American Health Plan MCR $7.93 ↓ -94%
Cigna Healthspring MCR $8.00 ↓ -94%
Align Senior Care MGMCR $8.00 ↓ -94%
Florida Complete Care MCR $8.00 ↓ -94%
Gold Kidney of Florida MCR $8.15 ↓ -94%
Centurion GVT $8.23 ↓ -94%
Clear Spring Health MCR $8.23 ↓ -94%
Seminole County Sheriffs Office MGMCR $8.23 ↓ -94%
CarePlus MGMCR $8.53 ↓ -93%
Ultimate Health Plan MCR $8.60 ↓ -93%
Longevity Health Plan MCR $8.98 ↓ -93%
Optimum MGMCR $9.20 ↓ -93%
Freedom Health MCR $9.20 ↓ -93%
Oscar HIX $10.85 ↓ -92%
Solis Health Plan MCR $10.85 ↓ -92%
Simply Healthcare HIX $11.67 ↓ -91%
Simply MGMCR $19.67 ↓ -85%
Molina Healthcare MGMCR $24.27 ↓ -81%
Humana PPO $25.55 ↓ -80%
Humana HMO $25.55 ↓ -80%
Evolutions TieredNetwork $29.38 ↓ -77%
Humana MGMCRPPO $29.92 ↓ -77%
AvMed HMOFI $30.66 ↓ -76%
Sunshine State Health Plan QHP $32.58 ↓ -74%
AvMed ASOEO $35.77 ↓ -72%
Aetna ASA $38.33 ↓ -70%
Molina Healthcare HIX $40.88 ↓ -68%
United OptionsPPO $42.67 ↓ -67%
Florida Health Care Plan COMM $48.16 ↓ -62%
United GlobalBenefitPlan $57.49 ↓ -55%
AvMed HIXOON $63.88 ↓ -50%
Plotkin Health COMM $63.88 ↓ -50%
Prime Health Sheriff COMM $63.88 ↓ -50%
Prime Health Sheriff WORKERSCOMP $63.88 ↓ -50%
Multiplan PRIMARYPPO $95.81 ↓ -25%
Three Rivers Provider Network WorkersComp $95.81 ↓ -25%
Multiplan Primary $99.64 ↓ -22%
Multiplan COMPLEMENTARYPPO $108.59 ↓ -15%
Multiplan Complementary $108.59 ↓ -15%
PPO Next PPO $108.59 ↓ -15%
PPO Next COMM $108.59 ↓ -15%
NovaNet COMM $114.97 ↓ -10%
CorVel Corporation WORKERSCOMP $210.61 ↑ +65%
Prime Health WC $215.04 ↑ +68%
Careworks (Rockport Community) WORKERSCOMP $221.69 ↑ +74%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs sensitivity (per antimicro) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $29.94 $7.11 – $12.48
Adventhealth Lake Wales Lake Wales $34.64 $7.48 – $16.61
Adventhealth Palm Coast Parkway Palm Coast $111.60 $7.11 – $15.98
Adventhealth Tampa Tampa $129.71 $7.48 – $16.61
AdventHealth New Smyrna Beach New Smyrna Beach $162.62 $7.11 – $16.34
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $73.00 $5.98 – $214.70
Adventhealth Port Charlotte Port Charlotte $50.09 $7.48 – $13.66
cleveland clinic florida weston hospital Weston $46.80 $4.02 – $54.40

All Florida hospitals for this procedure →