Ghs insertion of needle - bone at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$290.42 with CorVel Corporation vs $37,268.00 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $290.42
Prime Health WC $296.54
Careworks (Rockport Community) WORKERSCOMP $305.71
Truli for Health BSL $1,660.00
BCBS BSL $1,759.00
BCBS SBN $1,759.00
BCBS MBN $1,759.00
Optimum MGMCR $1,950.00
Freedom Health MCR $1,950.00
Simply MGMCR $2,250.00
BCBS NWB $2,510.00
BCBS PPO $2,510.00
BCBS HMO $2,696.00
Molina Healthcare MGMCR $3,950.00
BCBS PHS $5,156.00
AvMed HMOFI $8,168.00
Simply Healthcare HIX $8,170.00
AvMed ASOEO $8,971.00
Molina Healthcare HIX $9,611.00
Sunshine State Health Plan QHP $10,254.00
Ultimate Health Plan MCR $12,500.00
United AllPayerAppendix $14,212.00
Oscar HIX $14,743.00
Evolutions TieredNetwork $20,188.00
Cigna ManagedCareHMO $23,916.00
Cigna PPO $23,916.00
Florida Health Care Plan COMM $34,032.00
Humana HMO $37,268.00
Humana PPO $37,268.00

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs insertion of needle - bone at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $582.02 not published
Adventhealth Lake Wales Lake Wales $1,008.91 not published
Adventhealth Palm Coast Parkway Palm Coast $521.65 not published
Adventhealth Tampa Tampa $1,177.06 not published
Adventhealth Port Charlotte Port Charlotte $1,061.91 $466.50 – $851.84
cleveland clinic florida weston hospital Weston $1,864.20 $45.45 – $2,437.80
martin north hospital Stuart $1,864.20 $45.45 – $1,434.00
indian river hospital Vero Beach $1,864.20 $80.56 – $2,294.40

All Florida hospitals for this procedure →