Fetal hemoglobin rosette at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$141.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$141.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.49 with Humana vs $126.90 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $8.49 ↓ -94%
Wellmed MGMCR $9.36 ↓ -93%
United VACCN $9.36 ↓ -93%
Humana MGMCRHMO $9.36 ↓ -93%
Devoted Health MCR $9.36 ↓ -93%
United AllPayerAppendix $9.36 ↓ -93%
NDMS Definitive Care MGMCR $9.36 ↓ -93%
United MCR $9.55 ↓ -93%
BCBS MCRHMO $9.55 ↓ -93%
BCBS MCRPPO $9.55 ↓ -93%
FL Health Care Plan MCR $9.55 ↓ -93%
Aetna MCR $9.59 ↓ -93%
Sunshine State MCR $9.83 ↓ -93%
WellCare MCR $9.83 ↓ -93%
American Health Plan MCR $9.92 ↓ -93%
AvMed MGMCR $9.92 ↓ -93%
Florida Complete Care MCR $10.02 ↓ -93%
Cigna Healthspring MCR $10.02 ↓ -93%
Align Senior Care MGMCR $10.02 ↓ -93%
Freedom Health MCR $10.15 ↓ -93%
Optimum MGMCR $10.15 ↓ -93%
Gold Kidney of Florida MCR $10.20 ↓ -93%
Seminole County Sheriffs Office MGMCR $10.30 ↓ -93%
Clear Spring Health MCR $10.30 ↓ -93%
Centurion GVT $10.30 ↓ -93%
CarePlus MGMCR $10.67 ↓ -92%
Ultimate Health Plan MCR $10.76 ↓ -92%
Longevity Health Plan MCR $11.23 ↓ -92%
Oscar HIX $13.57 ↓ -90%
Solis Health Plan MCR $13.57 ↓ -90%
Simply Healthcare HIX $14.60 ↓ -90%
Simply MGMCR $21.71 ↓ -85%
Molina Healthcare MGMCR $26.79 ↓ -81%
Humana HMO $28.20 ↓ -80%
Humana PPO $28.20 ↓ -80%
Evolutions TieredNetwork $32.43 ↓ -77%
AvMed HMOFI $33.84 ↓ -76%
Sunshine State Health Plan QHP $35.95 ↓ -75%
Humana MGMCRPPO $37.44 ↓ -73%
AvMed ASOEO $39.48 ↓ -72%
Aetna ASA $42.30 ↓ -70%
Molina Healthcare HIX $45.12 ↓ -68%
United OptionsPPO $47.09 ↓ -67%
Florida Health Care Plan COMM $53.16 ↓ -62%
United GlobalBenefitPlan $63.45 ↓ -55%
Prime Health Sheriff COMM $70.50 ↓ -50%
Plotkin Health COMM $70.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $70.50 ↓ -50%
AvMed HIXOON $70.50 ↓ -50%
CorVel Corporation WORKERSCOMP $98.09 ↓ -30%
Prime Health WC $100.15 ↓ -29%
Careworks (Rockport Community) WORKERSCOMP $103.25 ↓ -27%
Three Rivers Provider Network WorkersComp $105.75 ↓ -25%
Multiplan PRIMARYPPO $105.75 ↓ -25%
Multiplan Primary $109.98 ↓ -22%
Multiplan COMPLEMENTARYPPO $119.85 ↓ -15%
PPO Next PPO $119.85 ↓ -15%
PPO Next COMM $119.85 ↓ -15%
Multiplan Complementary $119.85 ↓ -15%
NovaNet COMM $126.90 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Fetal hemoglobin rosette at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $179.24 $8.89 – $15.62
Adventhealth Tampa Tampa $96.16 $9.36 – $20.78
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $187.00 $7.49 – $100.00
Adventhealth Port Charlotte Port Charlotte $68.94 $9.36 – $17.09
cleveland clinic florida weston hospital Weston $48.10 $2.81 – $62.90
martin north hospital Stuart $78.65 $2.96 – $90.75
indian river hospital Vero Beach $48.10 $2.81 – $59.20
Baptist Hospital MIAMI $245.05 $3.12 – $339.30

All Florida hospitals for this procedure →