#_fet/norfentcnfrmur at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$46.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$46.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.23 with Aetna vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $3.23 ↓ -93%
BCBS MCRPPO $3.32 ↓ -93%
BCBS MCRHMO $3.33 ↓ -93%
Optimum MGMCR $3.37 ↓ -93%
Freedom Health MCR $3.37 ↓ -93%
Simply MGMCR $7.20 ↓ -85%
Oscar HIX $7.48 ↓ -84%
Simply Healthcare HIX $7.81 ↓ -83%
Molina Healthcare MGMCR $8.88 ↓ -81%
Humana HMO $9.35 ↓ -80%
Humana PPO $9.35 ↓ -80%
Evolutions TieredNetwork $10.75 ↓ -77%
AvMed HMOFI $11.22 ↓ -76%
Sunshine State Health Plan QHP $11.92 ↓ -75%
AvMed ASOEO $13.09 ↓ -72%
Aetna ASA $14.03 ↓ -70%
Molina Healthcare HIX $14.96 ↓ -68%
United OptionsPPO $15.61 ↓ -67%
Florida Health Care Plan COMM $17.62 ↓ -62%
United GlobalBenefitPlan $21.04 ↓ -55%
Prime Health Sheriff COMM $23.38 ↓ -50%
AvMed HIXOON $23.38 ↓ -50%
Plotkin Health COMM $23.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $23.38 ↓ -50%
Three Rivers Provider Network WorkersComp $35.06 ↓ -25%
Multiplan PRIMARYPPO $35.06 ↓ -25%
Multiplan Primary $36.47 ↓ -22%
Multiplan COMPLEMENTARYPPO $39.74 ↓ -15%
PPO Next COMM $39.74 ↓ -15%
PPO Next PPO $39.74 ↓ -15%
Multiplan Complementary $39.74 ↓ -15%
NovaNet COMM $42.08 ↓ -10%
CorVel Corporation WORKERSCOMP $133.67 ↑ +186%
Prime Health WC $136.49 ↑ +192%
Careworks (Rockport Community) WORKERSCOMP $140.71 ↑ +201%
American Health Plan MCR $15,000.00 ↑ +31986%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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#_fet/norfentcnfrmur at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $163.86 not published
Adventhealth Lake Wales Lake Wales $332.61 not published
Adventhealth Palm Coast Parkway Palm Coast $175.98 not published
Adventhealth Tampa Tampa $121.52 not published
AdventHealth New Smyrna Beach New Smyrna Beach $153.30 not published
Adventhealth Port Charlotte Port Charlotte $83.48 not published
martin north hospital Stuart $74.75 $6.97 – $86.25
Baptist Hospital MIAMI $184.60 $1.90 – $11.88

All Florida hospitals for this procedure →