External tissue culture neoplastic disorders bone marrow/blood cells at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.42 with Optimum vs $575.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $21.42
Freedom Health MCR $21.42
Simply MGMCR $45.81
Molina Healthcare MGMCR $56.52
Humana HMO $59.50
Humana PPO $59.50
Evolutions TieredNetwork $68.42
AvMed HMOFI $71.40
Sunshine State Health Plan QHP $75.86
AvMed ASOEO $83.30
Aetna ASA $89.25
Molina Healthcare HIX $95.20
United OptionsPPO $99.36
Florida Health Care Plan COMM $112.16
Humana TRICARE $130.29
United GlobalBenefitPlan $133.88
Humana MGMCRHMO $143.75
United AllPayerAppendix $143.75
Devoted Health MCR $143.75
Wellmed MGMCR $143.75
NDMS Definitive Care MGMCR $143.75
United VACCN $143.75
FL Health Care Plan MCR $146.63
BCBS MCRPPO $146.63
United MCR $146.63
BCBS MCRHMO $146.63
Aetna MCR $147.34
AvMed HIXOON $148.75
Prime Health Sheriff COMM $148.75
Prime Health Sheriff WORKERSCOMP $148.75
Plotkin Health COMM $148.75
Sunshine State MCR $150.94
WellCare MCR $150.94
American Health Plan MCR $152.38
AvMed MGMCR $152.38
Florida Complete Care MCR $153.81
Cigna Healthspring MCR $153.81
Align Senior Care MGMCR $153.81
Gold Kidney of Florida MCR $156.69
Centurion GVT $158.13
Clear Spring Health MCR $158.13
Seminole County Sheriffs Office MGMCR $158.13
CarePlus MGMCR $163.88
Ultimate Health Plan MCR $165.31
Longevity Health Plan MCR $172.50
Solis Health Plan MCR $208.44
Oscar HIX $208.44
Three Rivers Provider Network WorkersComp $223.13
Multiplan PRIMARYPPO $223.13
Simply Healthcare HIX $224.25
Multiplan Primary $232.05
PPO Next COMM $252.88
PPO Next PPO $252.88
Multiplan COMPLEMENTARYPPO $252.88
Multiplan Complementary $252.88
NovaNet COMM $267.75
Humana MGMCRPPO $575.00
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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External tissue culture neoplastic disorders bone marrow/blood cells at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $307.23 $136.56 – $239.92
Adventhealth Lake Wales Lake Wales $452.81 $143.75 – $319.12
Adventhealth Palm Coast Parkway Palm Coast $210.44 $136.56 – $307.04
Adventhealth Tampa Tampa $554.69 $143.75 – $319.12
AdventHealth New Smyrna Beach New Smyrna Beach $303.94 $136.56 – $314.02
Adventhealth Port Charlotte Port Charlotte $1,062.34 $143.75 – $262.49
cleveland clinic florida weston hospital Weston $765.70 $45.00 – $180.00
martin north hospital Stuart $765.70 $42.19 – $158.13

All Florida hospitals for this procedure →