External chromosome analysis 20-25 cells at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$41.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$41.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.95 with Freedom Health vs $578.44 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $2.95 ↓ -93%
Optimum MGMCR $2.95 ↓ -93%
Simply MGMCR $6.31 ↓ -85%
Molina Healthcare MGMCR $7.79 ↓ -81%
Humana PPO $8.20 ↓ -80%
Humana HMO $8.20 ↓ -80%
Evolutions TieredNetwork $9.43 ↓ -77%
AvMed HMOFI $9.84 ↓ -76%
Sunshine State Health Plan QHP $10.46 ↓ -74%
AvMed ASOEO $11.48 ↓ -72%
Aetna ASA $12.30 ↓ -70%
Molina Healthcare HIX $13.12 ↓ -68%
United OptionsPPO $13.69 ↓ -67%
Florida Health Care Plan COMM $15.46 ↓ -62%
United GlobalBenefitPlan $18.45 ↓ -55%
AvMed HIXOON $20.50 ↓ -50%
Plotkin Health COMM $20.50 ↓ -50%
Prime Health Sheriff COMM $20.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $20.50 ↓ -50%
Multiplan PRIMARYPPO $30.75 ↓ -25%
Three Rivers Provider Network WorkersComp $30.75 ↓ -25%
Multiplan Primary $31.98 ↓ -22%
PPO Next PPO $34.85 ↓ -15%
Multiplan COMPLEMENTARYPPO $34.85 ↓ -15%
Multiplan Complementary $34.85 ↓ -15%
PPO Next COMM $34.85 ↓ -15%
NovaNet COMM $36.90 ↓ -10%
Humana TRICARE $131.07 ↑ +220%
Devoted Health MCR $144.61 ↑ +253%
Humana MGMCRHMO $144.61 ↑ +253%
United VACCN $144.61 ↑ +253%
United AllPayerAppendix $144.61 ↑ +253%
NDMS Definitive Care MGMCR $144.61 ↑ +253%
Wellmed MGMCR $144.61 ↑ +253%
BCBS MCRHMO $147.50 ↑ +260%
BCBS MCRPPO $147.50 ↑ +260%
FL Health Care Plan MCR $147.50 ↑ +260%
United MCR $147.50 ↑ +260%
Aetna MCR $148.23 ↑ +262%
WellCare MCR $151.84 ↑ +270%
Sunshine State MCR $151.84 ↑ +270%
AvMed MGMCR $153.29 ↑ +274%
American Health Plan MCR $153.29 ↑ +274%
Florida Complete Care MCR $154.73 ↑ +277%
Align Senior Care MGMCR $154.73 ↑ +277%
Cigna Healthspring MCR $154.73 ↑ +277%
Gold Kidney of Florida MCR $157.62 ↑ +284%
Centurion GVT $159.07 ↑ +288%
Clear Spring Health MCR $159.07 ↑ +288%
Seminole County Sheriffs Office MGMCR $159.07 ↑ +288%
CarePlus MGMCR $164.86 ↑ +302%
Ultimate Health Plan MCR $166.30 ↑ +306%
Longevity Health Plan MCR $173.53 ↑ +323%
Oscar HIX $209.68 ↑ +411%
Solis Health Plan MCR $209.68 ↑ +411%
Simply Healthcare HIX $225.59 ↑ +450%
Humana MGMCRPPO $578.44 ↑ +1311%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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External chromosome analysis 20-25 cells at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $715.81 $137.38 – $241.35
Adventhealth Palm Coast Parkway Palm Coast $770.88 $137.38 – $308.87
Adventhealth Tampa Tampa $645.98 $144.61 – $321.03
AdventHealth New Smyrna Beach New Smyrna Beach $525.91 $137.38 – $315.90
Adventhealth Port Charlotte Port Charlotte $1,068.48 $144.61 – $264.06
cleveland clinic florida weston hospital Weston $422.50 $47.50 – $190.00
martin north hospital Stuart $422.50 $42.49 – $159.07
indian river hospital Vero Beach $422.50 $42.12 – $180.00

All Florida hospitals for this procedure →