ER Visit (level 5, high severity) at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$190.00 with CorVel Corporation vs $13,370.00 with Florida Health Care Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $190.00
Prime Health WC $194.00
Careworks (Rockport Community) WORKERSCOMP $200.00
Molina Healthcare HIX $960.00
Sunshine State Health Plan QHP $1,514.00
Truli for Health BSL $2,129.00
BCBS SBN $2,230.00
BCBS BSL $2,230.00
BCBS MBN $2,230.00
Evolutions TieredNetwork $2,315.00
Simply Healthcare HIX $2,677.00
Aetna ASA $3,286.57
BCBS HMO $3,345.00
BCBS NWB $3,563.00
BCBS PPO $3,563.00
Cigna PPO $3,637.00
Cigna ManagedCareHMO $3,637.00
United OptionsPPO $3,659.05
Oscar HIX $4,133.00
United GlobalBenefitPlan $4,929.86
Prime Health Sheriff WORKERSCOMP $5,477.63
Plotkin Health COMM $5,477.63
AvMed HIXOON $5,477.63
Prime Health Sheriff COMM $5,477.63
BCBS PHS $5,806.00
United AllPayerAppendix $6,360.00
AvMed HMOFI $8,168.00
Multiplan PRIMARYPPO $8,216.44
Three Rivers Provider Network WorkersComp $8,216.44
Multiplan Primary $8,545.09
AvMed ASOEO $8,971.00
Multiplan COMPLEMENTARYPPO $9,311.96
Multiplan Complementary $9,311.96
PPO Next PPO $9,311.96
PPO Next COMM $9,311.96
NovaNet COMM $9,859.73
Florida Health Care Plan COMM $13,370.00

Visitor-reported prices

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ER Visit (level 5, high severity) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $3,418.53 $590.81 – $1,037.95
Adventhealth Lake Wales Lake Wales $4,722.24 $621.90 – $1,380.62
Adventhealth Palm Coast Parkway Palm Coast $3,097.46 $590.81 – $1,328.32
Adventhealth Tampa Tampa $5,579.62 $621.90 – $1,380.62
AdventHealth New Smyrna Beach New Smyrna Beach $4,868.04 $590.81 – $1,358.54
Adventhealth Port Charlotte Port Charlotte $7,102.65 $621.90 – $1,135.59
cleveland clinic florida weston hospital Weston $3,437.20 $89.52 – $4,494.80
martin north hospital Stuart $3,437.20 $129.22 – $2,644.00

All Florida hospitals for this procedure →