Electrophysiology evaluation at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$39,140.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$39,140.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,700.68 with Aetna vs $54,693.00 with Florida Health Care Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $2,700.68 ↓ -93%
BCBS MCRPPO $2,778.96 ↓ -93%
BCBS MCRHMO $2,790.70 ↓ -93%
Simply MGMCR $6,027.60 ↓ -85%
Molina Healthcare MGMCR $7,500.00 ↓ -81%
Freedom Health MCR $7,650.00 ↓ -80%
Optimum MGMCR $7,650.00 ↓ -80%
Aetna QHP $7,749.77 ↓ -80%
Aetna PPO $8,845.70 ↓ -77%
Aetna HMO $8,845.70 ↓ -77%
AvMed HMOFI $9,393.66 ↓ -76%
Molina Healthcare HIX $9,611.00 ↓ -75%
Sunshine State Health Plan QHP $10,254.00 ↓ -74%
CorVel Corporation WORKERSCOMP $10,733.37 ↓ -73%
AvMed ASOEO $10,959.27 ↓ -72%
Prime Health WC $10,959.33 ↓ -72%
Careworks (Rockport Community) WORKERSCOMP $11,298.28 ↓ -71%
Truli for Health BSL $11,717.00 ↓ -70%
Aetna ASA $11,742.08 ↓ -70%
BCBS MBN $12,418.00 ↓ -68%
BCBS BSL $12,418.00 ↓ -68%
BCBS SBN $12,418.00 ↓ -68%
United OptionsPPO $13,072.84 ↓ -67%
American Health Plan MCR $15,000.00 ↓ -62%
United GlobalBenefitPlan $17,613.11 ↓ -55%
BCBS HMO $18,877.00 ↓ -52%
United AllPayerAppendix $18,999.00 ↓ -51%
Prime Health Sheriff WORKERSCOMP $19,570.13 ↓ -50%
Plotkin Health COMM $19,570.13 ↓ -50%
Prime Health Sheriff COMM $19,570.13 ↓ -50%
AvMed HIXOON $19,570.13 ↓ -50%
Evolutions TieredNetwork $20,188.00 ↓ -48%
BCBS PPO $21,507.00 ↓ -45%
BCBS NWB $21,507.00 ↓ -45%
Cigna PPO $23,916.00 ↓ -39%
Cigna ManagedCareHMO $23,916.00 ↓ -39%
BCBS PHS $28,125.00 ↓ -28%
Oscar HIX $29,349.00 ↓ -25%
Three Rivers Provider Network WorkersComp $29,355.19 ↓ -25%
Multiplan PRIMARYPPO $29,355.19 ↓ -25%
Multiplan Primary $30,529.40 ↓ -22%
PPO Next COMM $33,269.21 ↓ -15%
PPO Next PPO $33,269.21 ↓ -15%
Multiplan COMPLEMENTARYPPO $33,269.21 ↓ -15%
Multiplan Complementary $33,269.21 ↓ -15%
NovaNet COMM $35,226.22 ↓ -10%
Humana PPO $37,268.00 ↓ -5%
Humana HMO $37,268.00 ↓ -5%
Simply Healthcare HIX $38,312.00 ↓ -2%
Florida Health Care Plan COMM $54,693.00 ↑ +40%

Visitor-reported prices

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Electrophysiology evaluation at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,594.98 not published
Adventhealth Tampa Tampa $13,826.18 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $38,984.00 $10,716.40 – $10,942.01
Adventhealth Port Charlotte Port Charlotte $15,900.11 not published
cleveland clinic florida weston hospital Weston $9,396.40 $68.27 – $19,642.00
martin north hospital Stuart $8,542.95 $630.94 – $16,407.00
indian river hospital Vero Beach $8,542.95 $374.67 – $11,703.95
Baptist Hospital MIAMI $12,358.45 $173.17 – $17,111.70

All Florida hospitals for this procedure →