Electrophysiology evaluation at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$13,757.75

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,757.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$949.28 with Aetna vs $54,693.00 with Florida Health Care Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $949.28 ↓ -93%
BCBS MCRPPO $976.80 ↓ -93%
BCBS MCRHMO $980.93 ↓ -93%
Simply MGMCR $2,118.69 ↓ -85%
Aetna QHP $2,724.03 ↓ -80%
Aetna PPO $3,109.25 ↓ -77%
Aetna HMO $3,109.25 ↓ -77%
AvMed HMOFI $3,301.86 ↓ -76%
AvMed ASOEO $3,852.17 ↓ -72%
Aetna ASA $4,127.32 ↓ -70%
United OptionsPPO $4,595.09 ↓ -67%
United GlobalBenefitPlan $6,190.99 ↓ -55%
Plotkin Health COMM $6,878.88 ↓ -50%
Prime Health Sheriff WORKERSCOMP $6,878.88 ↓ -50%
AvMed HIXOON $6,878.88 ↓ -50%
Prime Health Sheriff COMM $6,878.88 ↓ -50%
Molina Healthcare MGMCR $7,500.00 ↓ -45%
Optimum MGMCR $7,650.00 ↓ -44%
Freedom Health MCR $7,650.00 ↓ -44%
CorVel Corporation WORKERSCOMP $8,458.02 ↓ -39%
Prime Health WC $8,636.08 ↓ -37%
Careworks (Rockport Community) WORKERSCOMP $8,903.18 ↓ -35%
Molina Healthcare HIX $9,611.00 ↓ -30%
Sunshine State Health Plan QHP $10,254.00 ↓ -25%
Multiplan PRIMARYPPO $10,318.31 ↓ -25%
Three Rivers Provider Network WorkersComp $10,318.31 ↓ -25%
Multiplan Primary $10,731.05 ↓ -22%
Multiplan Complementary $11,694.09 ↓ -15%
PPO Next PPO $11,694.09 ↓ -15%
Multiplan COMPLEMENTARYPPO $11,694.09 ↓ -15%
PPO Next COMM $11,694.09 ↓ -15%
Truli for Health BSL $11,717.00 ↓ -15%
NovaNet COMM $12,381.98 ↓ -10%
BCBS MBN $12,418.00 ↓ -10%
BCBS SBN $12,418.00 ↓ -10%
BCBS BSL $12,418.00 ↓ -10%
American Health Plan MCR $15,000.00 ↑ +9%
BCBS HMO $18,877.00 ↑ +37%
United AllPayerAppendix $18,999.00 ↑ +38%
Evolutions TieredNetwork $20,188.00 ↑ +47%
BCBS PPO $21,507.00 ↑ +56%
BCBS NWB $21,507.00 ↑ +56%
Cigna ManagedCareHMO $23,916.00 ↑ +74%
Cigna PPO $23,916.00 ↑ +74%
BCBS PHS $28,125.00 ↑ +104%
Oscar HIX $29,349.00 ↑ +113%
Humana PPO $37,268.00 ↑ +171%
Humana HMO $37,268.00 ↑ +171%
Simply Healthcare HIX $38,312.00 ↑ +178%
Florida Health Care Plan COMM $54,693.00 ↑ +298%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Electrophysiology evaluation at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,594.98 not published
Adventhealth Tampa Tampa $27,820.68 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $38,984.00 $8,444.65 – $8,622.44
Adventhealth Port Charlotte Port Charlotte $31,993.78 not published
cleveland clinic florida weston hospital Weston $12,281.75 $33.31 – $19,642.00
martin north hospital Stuart $11,852.75 $392.44 – $16,407.00
indian river hospital Vero Beach $11,852.75 $253.14 – $14,588.00
Baptist Hospital MIAMI $12,358.45 $173.17 – $17,111.70

All Florida hospitals for this procedure →