Elbow stump activated lock h at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,074.14 with Humana vs $12,676.88 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $3,074.14
United VACCN $3,169.22
Humana MGMCRHMO $3,169.22
Wellmed MGMCR $3,169.22
NDMS Definitive Care MGMCR $3,169.22
Devoted Health MCR $3,169.22
BCBS MCRHMO $3,232.60
United MCR $3,232.60
BCBS MCRPPO $3,232.60
FL Health Care Plan MCR $3,232.60
Aetna MCR $3,248.45
WellCare MCR $3,327.68
Sunshine State MCR $3,327.68
American Health Plan MCR $3,359.37
AvMed MGMCR $3,359.37
Align Senior Care MGMCR $3,391.07
Cigna Healthspring MCR $3,391.07
Florida Complete Care MCR $3,391.07
Gold Kidney of Florida MCR $3,454.45
Clear Spring Health MCR $3,486.14
Seminole County Sheriffs Office MGMCR $3,486.14
Centurion GVT $3,486.14
CarePlus MGMCR $3,612.91
Ultimate Health Plan MCR $3,644.60
Longevity Health Plan MCR $3,803.06
Solis Health Plan MCR $4,595.37
Humana MGMCRPPO $12,676.88

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Elbow stump activated lock h at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $2,535.38 – $3,803.06
cleveland clinic florida weston hospital Weston not published $4,791.12 – $4,791.12
martin north hospital Stuart not published $4,577.95 – $4,577.95
indian river hospital Vero Beach not published $5,740.57 – $5,740.57
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $3,074.14 – $4,595.37
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $3,010.76 – $4,595.37
HCA FLORIDA KENDALL HOSPITAL DORAL not published $3,074.14 – $6,655.36
HCA FLORIDA CAPITAL HOSPITAL TALLAHASSEE not published $3,074.14 – $5,387.67

All Florida hospitals for this procedure →