Dialysis one evaluation at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,156.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,156.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.13 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $82.13 ↓ -93%
BCBS MCRHMO $82.48 ↓ -93%
Freedom Health MCR $83.29 ↓ -93%
Optimum MGMCR $83.29 ↓ -93%
CorVel Corporation WORKERSCOMP $92.15 ↓ -92%
Prime Health WC $94.09 ↓ -92%
Careworks (Rockport Community) WORKERSCOMP $97.00 ↓ -92%
Truli for Health BSL $98.32 ↓ -92%
BCBS BSL $100.64 ↓ -91%
BCBS SBN $100.64 ↓ -91%
BCBS MBN $100.64 ↓ -91%
BCBS PPO $144.59 ↓ -88%
BCBS NWB $144.59 ↓ -88%
BCBS HMO $156.16 ↓ -87%
Simply MGMCR $178.14 ↓ -85%
Oscar HIX $185.08 ↓ -84%
Simply Healthcare HIX $193.18 ↓ -83%
Cigna PPO $201.27 ↓ -83%
Cigna ManagedCareHMO $201.27 ↓ -83%
Molina Healthcare MGMCR $219.78 ↓ -81%
Aetna QHP $229.04 ↓ -80%
Humana PPO $231.35 ↓ -80%
Humana HMO $231.35 ↓ -80%
BCBS PHS $245.23 ↓ -79%
Aetna PPO $261.43 ↓ -77%
Aetna HMO $261.43 ↓ -77%
Evolutions TieredNetwork $266.05 ↓ -77%
AvMed HMOFI $277.62 ↓ -76%
Sunshine State Health Plan QHP $294.97 ↓ -75%
AvMed ASOEO $323.89 ↓ -72%
Aetna ASA $347.02 ↓ -70%
Molina Healthcare HIX $370.16 ↓ -68%
United OptionsPPO $386.35 ↓ -67%
Florida Health Care Plan COMM $436.09 ↓ -62%
United GlobalBenefitPlan $520.54 ↓ -55%
Plotkin Health COMM $578.38 ↓ -50%
AvMed HIXOON $578.38 ↓ -50%
Prime Health Sheriff COMM $578.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $578.38 ↓ -50%
Multiplan PRIMARYPPO $867.56 ↓ -25%
Three Rivers Provider Network WorkersComp $867.56 ↓ -25%
Multiplan Primary $902.26 ↓ -22%
PPO Next COMM $983.24 ↓ -15%
Multiplan COMPLEMENTARYPPO $983.24 ↓ -15%
Multiplan Complementary $983.24 ↓ -15%
PPO Next PPO $983.24 ↓ -15%
NovaNet COMM $1,041.08 ↓ -10%
American Health Plan MCR $15,000.00 ↑ +1197%

Visitor-reported prices

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Dialysis one evaluation at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,662.17 $413.95 – $727.25
Adventhealth Lake Wales Lake Wales $1,290.24 $435.74 – $967.34
Adventhealth Palm Coast Parkway Palm Coast $1,024.00 $413.95 – $930.69
Adventhealth Tampa Tampa $1,406.82 $435.74 – $967.34
cleveland clinic florida weston hospital Weston $2,387.45 $57.33 – $3,122.05
martin north hospital Stuart $2,387.45 $63.35 – $1,836.50
indian river hospital Vero Beach $2,387.45 $57.33 – $2,938.40
Baptist Hospital MIAMI $2,858.70 $173.17 – $3,958.20

All Florida hospitals for this procedure →