Cytomegalovirus (cmv) antibody igm at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$120.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$120.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.68 with Freedom Health vs $108.45 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $8.68 ↓ -93%
Optimum MGMCR $8.68 ↓ -93%
Humana TRICARE $15.27 ↓ -87%
United VACCN $16.85 ↓ -86%
United AllPayerAppendix $16.85 ↓ -86%
NDMS Definitive Care MGMCR $16.85 ↓ -86%
Humana MGMCRHMO $16.85 ↓ -86%
Wellmed MGMCR $16.85 ↓ -86%
Devoted Health MCR $16.85 ↓ -86%
United MCR $17.19 ↓ -86%
FL Health Care Plan MCR $17.19 ↓ -86%
BCBS MCRPPO $17.19 ↓ -86%
BCBS MCRHMO $17.19 ↓ -86%
Aetna MCR $17.27 ↓ -86%
Sunshine State MCR $17.69 ↓ -85%
WellCare MCR $17.69 ↓ -85%
AvMed MGMCR $17.86 ↓ -85%
American Health Plan MCR $17.86 ↓ -85%
Cigna Healthspring MCR $18.03 ↓ -85%
Align Senior Care MGMCR $18.03 ↓ -85%
Florida Complete Care MCR $18.03 ↓ -85%
Gold Kidney of Florida MCR $18.37 ↓ -85%
Centurion GVT $18.54 ↓ -85%
Clear Spring Health MCR $18.54 ↓ -85%
Seminole County Sheriffs Office MGMCR $18.54 ↓ -85%
Simply MGMCR $18.56 ↓ -85%
CarePlus MGMCR $19.21 ↓ -84%
Ultimate Health Plan MCR $19.38 ↓ -84%
Longevity Health Plan MCR $20.22 ↓ -83%
Molina Healthcare MGMCR $22.89 ↓ -81%
Humana HMO $24.10 ↓ -80%
Humana PPO $24.10 ↓ -80%
Solis Health Plan MCR $24.43 ↓ -80%
Oscar HIX $24.43 ↓ -80%
Simply Healthcare HIX $26.29 ↓ -78%
Evolutions TieredNetwork $27.71 ↓ -77%
AvMed HMOFI $28.92 ↓ -76%
Sunshine State Health Plan QHP $30.73 ↓ -74%
AvMed ASOEO $33.74 ↓ -72%
Aetna ASA $36.15 ↓ -70%
Molina Healthcare HIX $38.56 ↓ -68%
United OptionsPPO $40.25 ↓ -67%
Florida Health Care Plan COMM $45.43 ↓ -62%
United GlobalBenefitPlan $54.23 ↓ -55%
Plotkin Health COMM $60.25 ↓ -50%
AvMed HIXOON $60.25 ↓ -50%
Prime Health Sheriff COMM $60.25 ↓ -50%
Prime Health Sheriff WORKERSCOMP $60.25 ↓ -50%
Humana MGMCRPPO $67.40 ↓ -44%
CorVel Corporation WORKERSCOMP $68.28 ↓ -43%
Prime Health WC $69.71 ↓ -42%
Careworks (Rockport Community) WORKERSCOMP $71.87 ↓ -40%
Multiplan PRIMARYPPO $90.38 ↓ -25%
Three Rivers Provider Network WorkersComp $90.38 ↓ -25%
Multiplan Primary $93.99 ↓ -22%
Multiplan COMPLEMENTARYPPO $102.42 ↓ -15%
Multiplan Complementary $102.42 ↓ -15%
PPO Next PPO $102.42 ↓ -15%
PPO Next COMM $102.42 ↓ -15%
NovaNet COMM $108.45 ↓ -10%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Cytomegalovirus (cmv) antibody igm at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $20.62 $16.01 – $28.12
Adventhealth Lake Wales Lake Wales $58.52 $16.85 – $37.41
Adventhealth Palm Coast Parkway Palm Coast $20.43 $16.01 – $35.99
Adventhealth Tampa Tampa $260.09 $16.85 – $37.41
AdventHealth New Smyrna Beach New Smyrna Beach $58.55 $16.01 – $36.81
Adventhealth Port Charlotte Port Charlotte $124.33 $16.85 – $30.77
cleveland clinic florida weston hospital Weston $29.25 $4.25 – $18.54
martin north hospital Stuart $29.25 $4.98 – $18.54

All Florida hospitals for this procedure →