Culture fungi skin/hair/nail at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.98 with Humana vs $48.59 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $6.98
Wellmed MGMCR $7.71
United AllPayerAppendix $7.71
Humana MGMCRHMO $7.71
United VACCN $7.71
NDMS Definitive Care MGMCR $7.71
Devoted Health MCR $7.71
BCBS MCRHMO $7.86
FL Health Care Plan MCR $7.86
United MCR $7.86
BCBS MCRPPO $7.86
Aetna MCR $7.90
Sunshine State MCR $8.10
WellCare MCR $8.10
American Health Plan MCR $8.17
AvMed MGMCR $8.17
Florida Complete Care MCR $8.25
Cigna Healthspring MCR $8.25
Align Senior Care MGMCR $8.25
Gold Kidney of Florida MCR $8.40
Seminole County Sheriffs Office MGMCR $8.48
Centurion GVT $8.48
Clear Spring Health MCR $8.48
CarePlus MGMCR $8.79
Ultimate Health Plan MCR $8.87
Longevity Health Plan MCR $9.25
Oscar HIX $11.18
Solis Health Plan MCR $11.18
Simply Healthcare HIX $12.03
Humana MGMCRPPO $30.84
CorVel Corporation WORKERSCOMP $46.16
Prime Health WC $47.13
Careworks (Rockport Community) WORKERSCOMP $48.59
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
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Culture fungi skin/hair/nail at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $164.04 $7.32 – $12.87
Adventhealth Palm Coast Parkway Palm Coast $16.33 $7.32 – $16.47
Adventhealth Tampa Tampa $119.01 $7.71 – $17.12
AdventHealth New Smyrna Beach New Smyrna Beach $213.46 $7.32 – $16.84
Adventhealth Port Charlotte Port Charlotte $51.20 $7.71 – $14.08
cleveland clinic florida weston hospital Weston $15.60 $4.02 – $20.40
martin north hospital Stuart $59.15 $4.23 – $18.00
indian river hospital Vero Beach $15.60 $4.02 – $19.20

All Florida hospitals for this procedure →