CT hrt w/3d image at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$22,156.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$22,156.50

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$401.74 with United vs $19,940.85 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $401.74 ↓ -98%
Aetna QHP $1,186.00 ↓ -95%
Aetna PPO $1,460.00 ↓ -93%
Aetna HMO $1,460.00 ↓ -93%
Freedom Health MCR $1,595.27 ↓ -93%
Optimum MGMCR $1,595.27 ↓ -93%
AvMed HMOFI $1,695.00 ↓ -92%
CorVel Corporation WORKERSCOMP $1,862.79 ↓ -92%
AvMed ASOEO $1,863.00 ↓ -92%
Prime Health WC $1,902.01 ↓ -91%
Careworks (Rockport Community) WORKERSCOMP $1,960.83 ↓ -91%
Simply MGMCR $3,412.10 ↓ -85%
Evolutions TieredNetwork $3,504.00 ↓ -84%
Cigna ManagedCareHMO $3,951.00 ↓ -82%
Cigna PPO $3,951.00 ↓ -82%
Molina Healthcare MGMCR $4,209.73 ↓ -81%
Sunshine State Health Plan QHP $5,649.91 ↓ -74%
Aetna ASA $6,646.95 ↓ -70%
Molina Healthcare HIX $7,090.08 ↓ -68%
Humana HMO $7,247.00 ↓ -67%
Humana PPO $7,247.00 ↓ -67%
United OptionsPPO $7,400.27 ↓ -67%
United GlobalBenefitPlan $9,970.42 ↓ -55%
AvMed HIXOON $11,078.25 ↓ -50%
Prime Health Sheriff COMM $11,078.25 ↓ -50%
Prime Health Sheriff WORKERSCOMP $11,078.25 ↓ -50%
Plotkin Health COMM $11,078.25 ↓ -50%
Three Rivers Provider Network WorkersComp $16,617.38 ↓ -25%
Multiplan PRIMARYPPO $16,617.38 ↓ -25%
Multiplan Primary $17,282.07 ↓ -22%
Multiplan Complementary $18,833.03 ↓ -15%
PPO Next PPO $18,833.03 ↓ -15%
PPO Next COMM $18,833.03 ↓ -15%
Multiplan COMPLEMENTARYPPO $18,833.03 ↓ -15%
NovaNet COMM $19,940.85 ↓ -10%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

CT hrt w/3d image at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $851.96 $346.11 – $608.05
Adventhealth Tampa Tampa $2,147.56 $296.49 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $1,610.08 $346.11 – $795.86
Adventhealth Port Charlotte Port Charlotte $12,965.89 $309.85 – $665.25
cleveland clinic florida weston hospital Weston $2,457.00 $69.73 – $2,618.00
martin north hospital Stuart $2,002.00 $62.39 – $1,540.00
indian river hospital Vero Beach $2,002.00 $74.62 – $2,464.00
Baptist Hospital MIAMI $1,513.20 $173.17 – $2,095.20

All Florida hospitals for this procedure →