CT heart w/evaluation of calcium without contrast at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,272.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,272.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$91.60 with Freedom Health vs $7,247.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $91.60 ↓ -93%
Optimum MGMCR $91.60 ↓ -93%
CorVel Corporation WORKERSCOMP $108.67 ↓ -91%
Prime Health WC $110.96 ↓ -91%
Careworks (Rockport Community) WORKERSCOMP $114.39 ↓ -91%
United AllPayerAppendix $182.03 ↓ -86%
Simply MGMCR $195.93 ↓ -85%
Molina Healthcare MGMCR $241.73 ↓ -81%
Sunshine State Health Plan QHP $324.42 ↓ -75%
Aetna ASA $381.68 ↓ -70%
Molina Healthcare HIX $407.12 ↓ -68%
United OptionsPPO $424.93 ↓ -67%
United GlobalBenefitPlan $572.51 ↓ -55%
Plotkin Health COMM $636.13 ↓ -50%
AvMed HIXOON $636.13 ↓ -50%
Prime Health Sheriff WORKERSCOMP $636.13 ↓ -50%
Prime Health Sheriff COMM $636.13 ↓ -50%
Multiplan PRIMARYPPO $954.19 ↓ -25%
Three Rivers Provider Network WorkersComp $954.19 ↓ -25%
Multiplan Primary $992.36 ↓ -22%
Multiplan COMPLEMENTARYPPO $1,081.41 ↓ -15%
Multiplan Complementary $1,081.41 ↓ -15%
PPO Next PPO $1,081.41 ↓ -15%
PPO Next COMM $1,081.41 ↓ -15%
NovaNet COMM $1,145.03 ↓ -10%
Aetna QHP $1,186.00 ↓ -7%
Aetna PPO $1,460.00 ↑ +15%
Aetna HMO $1,460.00 ↑ +15%
AvMed HMOFI $1,695.00 ↑ +33%
AvMed ASOEO $1,863.00 ↑ +46%
Evolutions TieredNetwork $3,504.00 ↑ +175%
Cigna ManagedCareHMO $3,951.00 ↑ +211%
Cigna PPO $3,951.00 ↑ +211%
Humana PPO $7,247.00 ↑ +470%
Humana HMO $7,247.00 ↑ +470%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $121.55 $36.39 – $151.68
Adventhealth Palm Coast Parkway Palm Coast $267.73 $32.85 – $194.11
Adventhealth Tampa Tampa $1,150.55 $29.53 – $201.75
AdventHealth New Smyrna Beach New Smyrna Beach $133.12 $50.70 – $198.52
cleveland clinic florida weston hospital Weston $644.80 $22.86 – $646.00
martin north hospital Stuart $644.80 $20.46 – $380.00
indian river hospital Vero Beach $644.80 $24.47 – $608.00
Baptist Hospital MIAMI $1,262.95 $67.49 – $1,748.70

All Florida hospitals for this procedure →