#creutz-prot.,western blot at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.78 with Optimum vs $116.84 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $7.78
Freedom Health MCR $7.78
Simply MGMCR $16.63
Molina Healthcare MGMCR $20.52
Humana HMO $21.60
Humana PPO $21.60
Evolutions TieredNetwork $24.84
AvMed HMOFI $25.92
Humana TRICARE $26.47
Sunshine State Health Plan QHP $27.54
Wellmed MGMCR $29.21
Humana MGMCRHMO $29.21
NDMS Definitive Care MGMCR $29.21
Devoted Health MCR $29.21
United AllPayerAppendix $29.21
United VACCN $29.21
FL Health Care Plan MCR $29.79
BCBS MCRPPO $29.79
BCBS MCRHMO $29.79
United MCR $29.79
Aetna MCR $29.94
AvMed ASOEO $30.24
WellCare MCR $30.67
Sunshine State MCR $30.67
AvMed MGMCR $30.96
American Health Plan MCR $30.96
Align Senior Care MGMCR $31.25
Cigna Healthspring MCR $31.25
Florida Complete Care MCR $31.25
Gold Kidney of Florida MCR $31.84
Seminole County Sheriffs Office MGMCR $32.13
Clear Spring Health MCR $32.13
Centurion GVT $32.13
Aetna ASA $32.40
CarePlus MGMCR $33.30
Ultimate Health Plan MCR $33.59
Molina Healthcare HIX $34.56
Longevity Health Plan MCR $35.05
United OptionsPPO $36.07
Florida Health Care Plan COMM $40.72
Solis Health Plan MCR $42.35
Oscar HIX $42.35
Simply Healthcare HIX $45.57
United GlobalBenefitPlan $48.60
Plotkin Health COMM $54.00
AvMed HIXOON $54.00
Prime Health Sheriff COMM $54.00
Prime Health Sheriff WORKERSCOMP $54.00
CorVel Corporation WORKERSCOMP $74.05
Prime Health WC $75.61
Careworks (Rockport Community) WORKERSCOMP $77.95
Multiplan PRIMARYPPO $81.00
Three Rivers Provider Network WorkersComp $81.00
Multiplan Primary $84.24
Multiplan Complementary $91.80
Multiplan COMPLEMENTARYPPO $91.80
PPO Next PPO $91.80
PPO Next COMM $91.80
NovaNet COMM $97.20
Humana MGMCRPPO $116.84
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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#creutz-prot.,western blot at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $101.44 $27.75 – $48.75
Adventhealth Lake Wales Lake Wales $101.44 $29.21 – $64.85
Adventhealth Palm Coast Parkway Palm Coast $101.44 $27.75 – $62.39
Adventhealth Tampa Tampa $450.86 $29.21 – $64.85
AdventHealth New Smyrna Beach New Smyrna Beach $86.95 $27.75 – $63.81
Adventhealth Port Charlotte Port Charlotte $215.43 $29.21 – $53.34
cleveland clinic florida weston hospital Weston $570.70 $12.75 – $45.04
martin north hospital Stuart $570.70 $14.94 – $43.04

All Florida hospitals for this procedure →