Contrast x-ray of knee joint at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$122.38 with Optimum vs $1,529.78 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $122.38
Freedom Health MCR $122.38
Simply MGMCR $261.76
Molina Healthcare MGMCR $322.95
Humana HMO $339.95
Humana PPO $339.95
Evolutions TieredNetwork $390.94
AvMed HMOFI $407.94
Sunshine State Health Plan QHP $433.44
AvMed ASOEO $475.93
Aetna ASA $509.93
Molina Healthcare HIX $543.92
United OptionsPPO $567.72
Florida Health Care Plan COMM $640.81
CorVel Corporation WORKERSCOMP $707.80
Prime Health WC $722.70
Careworks (Rockport Community) WORKERSCOMP $745.05
United GlobalBenefitPlan $764.89
United AllPayerAppendix $828.27
Prime Health Sheriff COMM $849.88
Prime Health Sheriff WORKERSCOMP $849.88
AvMed HIXOON $849.88
Plotkin Health COMM $849.88
Multiplan PRIMARYPPO $1,274.81
Three Rivers Provider Network WorkersComp $1,274.81
Multiplan Primary $1,325.81
PPO Next COMM $1,444.79
Multiplan COMPLEMENTARYPPO $1,444.79
Multiplan Complementary $1,444.79
PPO Next PPO $1,444.79
NovaNet COMM $1,529.78
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Contrast x-ray of knee joint at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,572.77 $346.11 – $608.05
Adventhealth Palm Coast Parkway Palm Coast $1,370.11 $346.11 – $1,140.93
Adventhealth Tampa Tampa $3,495.47 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $2,458.01 $346.11 – $795.86
Adventhealth Port Charlotte Port Charlotte $1,638.34 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,171.00 $24.88 – $2,618.00
martin north hospital Stuart $2,002.00 $22.26 – $1,484.50
indian river hospital Vero Beach $2,002.00 $22.17 – $2,375.20

All Florida hospitals for this procedure →