Consultation pathology during surgery at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$462.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$462.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.30 with Freedom Health vs $416.25 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $33.30 ↓ -93%
Optimum MGMCR $33.30 ↓ -93%
United AllPayerAppendix $33.84 ↓ -93%
Simply MGMCR $71.22 ↓ -85%
Oscar HIX $74.00 ↓ -84%
Simply Healthcare HIX $77.24 ↓ -83%
Molina Healthcare MGMCR $87.88 ↓ -81%
Humana HMO $92.50 ↓ -80%
Humana PPO $92.50 ↓ -80%
Evolutions TieredNetwork $106.38 ↓ -77%
AvMed HMOFI $111.00 ↓ -76%
Sunshine State Health Plan QHP $117.94 ↓ -74%
AvMed ASOEO $129.50 ↓ -72%
Aetna ASA $138.75 ↓ -70%
Molina Healthcare HIX $148.00 ↓ -68%
United OptionsPPO $154.47 ↓ -67%
Florida Health Care Plan COMM $174.36 ↓ -62%
United GlobalBenefitPlan $208.13 ↓ -55%
Plotkin Health COMM $231.25 ↓ -50%
Prime Health Sheriff COMM $231.25 ↓ -50%
AvMed HIXOON $231.25 ↓ -50%
Prime Health Sheriff WORKERSCOMP $231.25 ↓ -50%
CorVel Corporation WORKERSCOMP $275.04 ↓ -41%
Prime Health WC $280.83 ↓ -39%
Careworks (Rockport Community) WORKERSCOMP $289.52 ↓ -37%
Three Rivers Provider Network WorkersComp $346.88 ↓ -25%
Multiplan PRIMARYPPO $346.88 ↓ -25%
Multiplan Primary $360.75 ↓ -22%
PPO Next COMM $393.13 ↓ -15%
Multiplan Complementary $393.13 ↓ -15%
Multiplan COMPLEMENTARYPPO $393.13 ↓ -15%
PPO Next PPO $393.13 ↓ -15%
NovaNet COMM $416.25 ↓ -10%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Consultation pathology during surgery at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $244.00 $58.52 – $102.82
Adventhealth Palm Coast Parkway Palm Coast $124.75 $58.52 – $131.58
Adventhealth Tampa Tampa $331.57 $61.60 – $136.76
AdventHealth New Smyrna Beach New Smyrna Beach $73.17 $58.52 – $134.57
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $305.00 $33.84 – $280.39
Adventhealth Port Charlotte Port Charlotte $249.89 $61.60 – $112.49
cleveland clinic florida weston hospital Weston $187.85 $21.17 – $216.75
martin north hospital Stuart $306.80 $21.17 – $236.00

All Florida hospitals for this procedure →