Compatibility test each unit immediate spin technique at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$295.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$295.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.24 with Optimum vs $265.50 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $21.24 ↓ -93%
Freedom Health MCR $21.24 ↓ -93%
Simply MGMCR $45.43 ↓ -85%
Oscar HIX $47.20 ↓ -84%
Simply Healthcare HIX $49.27 ↓ -83%
Molina Healthcare MGMCR $56.05 ↓ -81%
Humana HMO $59.00 ↓ -80%
Humana PPO $59.00 ↓ -80%
Evolutions TieredNetwork $67.85 ↓ -77%
AvMed HMOFI $70.80 ↓ -76%
Sunshine State Health Plan QHP $75.22 ↓ -75%
AvMed ASOEO $82.60 ↓ -72%
Aetna ASA $88.50 ↓ -70%
Molina Healthcare HIX $94.40 ↓ -68%
United OptionsPPO $98.53 ↓ -67%
Florida Health Care Plan COMM $111.22 ↓ -62%
United GlobalBenefitPlan $132.75 ↓ -55%
CorVel Corporation WORKERSCOMP $133.67 ↓ -55%
Prime Health WC $136.49 ↓ -54%
Careworks (Rockport Community) WORKERSCOMP $140.71 ↓ -52%
Prime Health Sheriff COMM $147.50 ↓ -50%
AvMed HIXOON $147.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $147.50 ↓ -50%
Plotkin Health COMM $147.50 ↓ -50%
United AllPayerAppendix $149.16 ↓ -49%
Three Rivers Provider Network WorkersComp $221.25 ↓ -25%
Multiplan PRIMARYPPO $221.25 ↓ -25%
Multiplan Primary $230.10 ↓ -22%
PPO Next COMM $250.75 ↓ -15%
Multiplan COMPLEMENTARYPPO $250.75 ↓ -15%
PPO Next PPO $250.75 ↓ -15%
Multiplan Complementary $250.75 ↓ -15%
NovaNet COMM $265.50 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Compatibility test each unit immediate spin technique at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $372.42 $169.02 – $296.94
Adventhealth Lake Wales Lake Wales $497.27 not published
Adventhealth Palm Coast Parkway Palm Coast $363.32 $169.02 – $380.01
Adventhealth Tampa Tampa $531.02 $177.91 – $394.97
AdventHealth New Smyrna Beach New Smyrna Beach $319.22 $169.02 – $388.65
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $128.05 $14.09 – $195.71
martin north hospital Stuart $302.25 $55.75 – $195.71

All Florida hospitals for this procedure →