Co-treatment - group 15 mins, st at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$257.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$257.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.52 with Freedom Health vs $231.53 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $18.52 ↓ -93%
Optimum MGMCR $18.52 ↓ -93%
Humana TRICARE $22.31 ↓ -91%
NDMS Definitive Care MGMCR $23.66 ↓ -91%
Devoted Health MCR $23.66 ↓ -91%
Wellmed MGMCR $23.66 ↓ -91%
Humana MGMCRHMO $23.66 ↓ -91%
United VACCN $23.66 ↓ -91%
FL Health Care Plan MCR $24.13 ↓ -91%
United MCR $24.13 ↓ -91%
BCBS MCRPPO $24.13 ↓ -91%
BCBS MCRHMO $24.13 ↓ -91%
Aetna MCR $24.25 ↓ -91%
Sunshine State MCR $24.84 ↓ -90%
WellCare MCR $24.84 ↓ -90%
AvMed MGMCR $25.08 ↓ -90%
American Health Plan MCR $25.08 ↓ -90%
Cigna Healthspring MCR $25.32 ↓ -90%
Align Senior Care MGMCR $25.32 ↓ -90%
Florida Complete Care MCR $25.32 ↓ -90%
Gold Kidney of Florida MCR $25.79 ↓ -90%
Seminole County Sheriffs Office MGMCR $26.03 ↓ -90%
Centurion GVT $26.03 ↓ -90%
Clear Spring Health MCR $26.03 ↓ -90%
CarePlus MGMCR $26.97 ↓ -90%
Ultimate Health Plan MCR $27.21 ↓ -89%
Longevity Health Plan MCR $28.39 ↓ -89%
Solis Health Plan MCR $34.31 ↓ -87%
CorVel Corporation WORKERSCOMP $39.90 ↓ -84%
Prime Health WC $40.74 ↓ -84%
Oscar HIX $41.16 ↓ -84%
Careworks (Rockport Community) WORKERSCOMP $42.00 ↓ -84%
Simply Healthcare HIX $42.96 ↓ -83%
Cigna ManagedCareHMO $44.76 ↓ -83%
Cigna PPO $44.76 ↓ -83%
Molina Healthcare MGMCR $48.88 ↓ -81%
Humana PPO $51.45 ↓ -80%
Humana HMO $51.45 ↓ -80%
Evolutions TieredNetwork $59.17 ↓ -77%
AvMed HMOFI $61.74 ↓ -76%
Sunshine State Health Plan QHP $65.60 ↓ -74%
AvMed ASOEO $72.03 ↓ -72%
Aetna ASA $77.17 ↓ -70%
Molina Healthcare HIX $82.32 ↓ -68%
United OptionsPPO $85.92 ↓ -67%
Humana MGMCRPPO $94.64 ↓ -63%
Florida Health Care Plan COMM $96.98 ↓ -62%
United GlobalBenefitPlan $115.76 ↓ -55%
Plotkin Health COMM $128.63 ↓ -50%
Prime Health Sheriff WORKERSCOMP $128.63 ↓ -50%
AvMed HIXOON $128.63 ↓ -50%
Prime Health Sheriff COMM $128.63 ↓ -50%
Three Rivers Provider Network WorkersComp $192.94 ↓ -25%
Multiplan PRIMARYPPO $192.94 ↓ -25%
Multiplan Primary $200.66 ↓ -22%
Multiplan Complementary $218.66 ↓ -15%
Multiplan COMPLEMENTARYPPO $218.66 ↓ -15%
PPO Next PPO $218.66 ↓ -15%
PPO Next COMM $218.66 ↓ -15%
NovaNet COMM $231.53 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Co-treatment - group 15 mins, st at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $63.02 $23.83 – $41.86
Adventhealth Lake Wales Lake Wales $381.21 $25.08 – $55.68
Adventhealth Palm Coast Parkway Palm Coast $108.34 not published
Adventhealth Tampa Tampa $267.20 $25.08 – $55.68
AdventHealth New Smyrna Beach New Smyrna Beach $137.76 $23.83 – $54.79
Adventhealth Port Charlotte Port Charlotte $436.30 not published
cleveland clinic florida weston hospital Weston $230.10 $18.95 – $300.90
martin north hospital Stuart $230.10 $16.96 – $177.00

All Florida hospitals for this procedure →