Chromosome karyotype study at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$201.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$201.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.49 with Optimum vs $181.13 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $14.49 ↓ -93%
Freedom Health MCR $14.49 ↓ -93%
Humana TRICARE $30.33 ↓ -85%
Simply MGMCR $30.99 ↓ -85%
United AllPayerAppendix $33.47 ↓ -83%
Devoted Health MCR $33.47 ↓ -83%
Humana MGMCRHMO $33.47 ↓ -83%
United VACCN $33.47 ↓ -83%
NDMS Definitive Care MGMCR $33.47 ↓ -83%
Wellmed MGMCR $33.47 ↓ -83%
United MCR $34.14 ↓ -83%
FL Health Care Plan MCR $34.14 ↓ -83%
BCBS MCRPPO $34.14 ↓ -83%
BCBS MCRHMO $34.14 ↓ -83%
Aetna MCR $34.31 ↓ -83%
Sunshine State MCR $35.14 ↓ -83%
WellCare MCR $35.14 ↓ -83%
AvMed MGMCR $35.48 ↓ -82%
American Health Plan MCR $35.48 ↓ -82%
Florida Complete Care MCR $35.81 ↓ -82%
Cigna Healthspring MCR $35.81 ↓ -82%
Align Senior Care MGMCR $35.81 ↓ -82%
Gold Kidney of Florida MCR $36.48 ↓ -82%
Seminole County Sheriffs Office MGMCR $36.82 ↓ -82%
Clear Spring Health MCR $36.82 ↓ -82%
Centurion GVT $36.82 ↓ -82%
CarePlus MGMCR $38.16 ↓ -81%
Molina Healthcare MGMCR $38.24 ↓ -81%
Ultimate Health Plan MCR $38.49 ↓ -81%
Longevity Health Plan MCR $40.16 ↓ -80%
Humana HMO $40.25 ↓ -80%
Humana PPO $40.25 ↓ -80%
Evolutions TieredNetwork $46.29 ↓ -77%
AvMed HMOFI $48.30 ↓ -76%
Oscar HIX $48.53 ↓ -76%
Solis Health Plan MCR $48.53 ↓ -76%
Sunshine State Health Plan QHP $51.32 ↓ -74%
Simply Healthcare HIX $52.21 ↓ -74%
AvMed ASOEO $56.35 ↓ -72%
Aetna ASA $60.38 ↓ -70%
Molina Healthcare HIX $64.40 ↓ -68%
United OptionsPPO $67.22 ↓ -67%
Florida Health Care Plan COMM $75.87 ↓ -62%
United GlobalBenefitPlan $90.56 ↓ -55%
Prime Health Sheriff COMM $100.63 ↓ -50%
AvMed HIXOON $100.63 ↓ -50%
Plotkin Health COMM $100.63 ↓ -50%
Prime Health Sheriff WORKERSCOMP $100.63 ↓ -50%
Humana MGMCRPPO $133.88 ↓ -33%
Multiplan PRIMARYPPO $150.94 ↓ -25%
Three Rivers Provider Network WorkersComp $150.94 ↓ -25%
Multiplan Primary $156.97 ↓ -22%
Multiplan COMPLEMENTARYPPO $171.06 ↓ -15%
Multiplan Complementary $171.06 ↓ -15%
PPO Next PPO $171.06 ↓ -15%
PPO Next COMM $171.06 ↓ -15%
NovaNet COMM $181.13 ↓ -10%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Chromosome karyotype study at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $168.55 $31.80 – $55.86
Adventhealth Palm Coast Parkway Palm Coast $108.94 $31.80 – $71.49
Adventhealth Tampa Tampa $122.93 $33.47 – $74.30
AdventHealth New Smyrna Beach New Smyrna Beach $123.83 $31.80 – $73.12
Adventhealth Port Charlotte Port Charlotte $247.42 $33.47 – $61.12
cleveland clinic florida weston hospital Weston $152.10 $11.00 – $44.00
martin north hospital Stuart $86.45 $12.89 – $44.00
indian river hospital Vero Beach $152.10 $11.93 – $51.00

All Florida hospitals for this procedure →