Chromogenic substrate assay at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$110.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$110.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.97 with Optimum vs $99.67 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $7.97 ↓ -93%
Freedom Health MCR $7.97 ↓ -93%
Humana TRICARE $10.78 ↓ -90%
Wellmed MGMCR $11.89 ↓ -89%
NDMS Definitive Care MGMCR $11.89 ↓ -89%
Humana MGMCRHMO $11.89 ↓ -89%
Devoted Health MCR $11.89 ↓ -89%
United AllPayerAppendix $11.89 ↓ -89%
United VACCN $11.89 ↓ -89%
BCBS MCRPPO $12.13 ↓ -89%
United MCR $12.13 ↓ -89%
FL Health Care Plan MCR $12.13 ↓ -89%
BCBS MCRHMO $12.13 ↓ -89%
Aetna MCR $12.19 ↓ -89%
WellCare MCR $12.48 ↓ -89%
Sunshine State MCR $12.48 ↓ -89%
American Health Plan MCR $12.60 ↓ -89%
AvMed MGMCR $12.60 ↓ -89%
Align Senior Care MGMCR $12.72 ↓ -89%
Cigna Healthspring MCR $12.72 ↓ -89%
Florida Complete Care MCR $12.72 ↓ -89%
Gold Kidney of Florida MCR $12.96 ↓ -88%
Centurion GVT $13.08 ↓ -88%
Seminole County Sheriffs Office MGMCR $13.08 ↓ -88%
Clear Spring Health MCR $13.08 ↓ -88%
CarePlus MGMCR $13.55 ↓ -88%
Ultimate Health Plan MCR $13.67 ↓ -88%
Longevity Health Plan MCR $14.27 ↓ -87%
Simply MGMCR $17.06 ↓ -85%
Oscar HIX $17.24 ↓ -84%
Solis Health Plan MCR $17.24 ↓ -84%
Simply Healthcare HIX $18.55 ↓ -83%
Molina Healthcare MGMCR $21.04 ↓ -81%
Humana PPO $22.15 ↓ -80%
Humana HMO $22.15 ↓ -80%
Evolutions TieredNetwork $25.47 ↓ -77%
AvMed HMOFI $26.58 ↓ -76%
Sunshine State Health Plan QHP $28.24 ↓ -75%
AvMed ASOEO $31.01 ↓ -72%
Aetna ASA $33.23 ↓ -70%
Molina Healthcare HIX $35.44 ↓ -68%
United OptionsPPO $36.99 ↓ -67%
CorVel Corporation WORKERSCOMP $39.42 ↓ -64%
Prime Health WC $40.25 ↓ -64%
Careworks (Rockport Community) WORKERSCOMP $41.50 ↓ -63%
Florida Health Care Plan COMM $41.75 ↓ -62%
Humana MGMCRPPO $47.56 ↓ -57%
United GlobalBenefitPlan $49.84 ↓ -55%
Plotkin Health COMM $55.38 ↓ -50%
Prime Health Sheriff COMM $55.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $55.38 ↓ -50%
AvMed HIXOON $55.38 ↓ -50%
Three Rivers Provider Network WorkersComp $83.06 ↓ -25%
Multiplan PRIMARYPPO $83.06 ↓ -25%
Multiplan Primary $86.39 ↓ -22%
Multiplan Complementary $94.14 ↓ -15%
Multiplan COMPLEMENTARYPPO $94.14 ↓ -15%
PPO Next COMM $94.14 ↓ -15%
PPO Next PPO $94.14 ↓ -15%
NovaNet COMM $99.67 ↓ -10%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Chromogenic substrate assay at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $153.16 $11.30 – $19.84
Adventhealth Palm Coast Parkway Palm Coast $154.69 $11.30 – $25.40
Boca Raton Regional Hospital BOCA RATON $178.10 $11.89 – $94.03
HCA FLORIDA BRANDON HOSPITAL TAMPA $196.20 $10.78 – $40.81
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $56.00 $11.89 – $44.60
Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) Joe $56.00 $11.89 – $44.60
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $56.00 $11.89 – $44.60
HCA FLORIDA CITRUS HOSPITAL Inverness $247.50 $10.78 – $37.97

All Florida hospitals for this procedure →