Chest CT scan (without contrast) at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$19,290.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$19,290.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$245.18 with United vs $17,361.67 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $245.18 ↓ -99%
Aetna QHP $1,186.00 ↓ -94%
Freedom Health MCR $1,388.93 ↓ -93%
Optimum MGMCR $1,388.93 ↓ -93%
Aetna HMO $1,460.00 ↓ -92%
Aetna PPO $1,460.00 ↓ -92%
AvMed HMOFI $1,695.00 ↓ -91%
AvMed ASOEO $1,863.00 ↓ -90%
CorVel Corporation WORKERSCOMP $2,109.94 ↓ -89%
Prime Health WC $2,154.36 ↓ -89%
Careworks (Rockport Community) WORKERSCOMP $2,220.99 ↓ -88%
Simply MGMCR $2,970.78 ↓ -85%
Molina Healthcare MGMCR $3,665.24 ↓ -81%
Sunshine State Health Plan QHP $4,919.14 ↓ -75%
Aetna ASA $5,787.23 ↓ -70%
Molina Healthcare HIX $6,173.04 ↓ -68%
United OptionsPPO $6,443.11 ↓ -67%
United GlobalBenefitPlan $8,680.84 ↓ -55%
AvMed HIXOON $9,645.38 ↓ -50%
Prime Health Sheriff COMM $9,645.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $9,645.38 ↓ -50%
Plotkin Health COMM $9,645.38 ↓ -50%
Three Rivers Provider Network WorkersComp $14,468.06 ↓ -25%
Multiplan PRIMARYPPO $14,468.06 ↓ -25%
Multiplan Primary $15,046.78 ↓ -22%
Multiplan Complementary $16,397.14 ↓ -15%
PPO Next PPO $16,397.14 ↓ -15%
PPO Next COMM $16,397.14 ↓ -15%
Multiplan COMPLEMENTARYPPO $16,397.14 ↓ -15%
NovaNet COMM $17,361.67 ↓ -10%

Visitor-reported prices

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Chest CT scan (without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $4,344.31 $103.72 – $222.10
Adventhealth Lake Wales Lake Wales $9,443.83 $109.17 – $242.37
Adventhealth Palm Coast Parkway Palm Coast $3,818.23 $103.72 – $301.99
Adventhealth Tampa Tampa $7,303.94 $109.17 – $242.37
AdventHealth New Smyrna Beach New Smyrna Beach $3,223.38 $103.72 – $290.01
Adventhealth Port Charlotte Port Charlotte $6,515.57 $109.17 – $199.35
cleveland clinic florida weston hospital Weston $905.45 $42.48 – $780.30
martin north hospital Stuart $854.10 $38.00 – $475.00

All Florida hospitals for this procedure →