Cardiac rehabilitation op phase 2 w/continous ecg monitoring at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$392.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$392.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.22 with Optimum vs $352.80 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $28.22 ↓ -93%
Freedom Health MCR $28.22 ↓ -93%
Truli for Health BSL $33.32 ↓ -92%
BCBS SBN $34.10 ↓ -91%
BCBS MBN $34.10 ↓ -91%
BCBS BSL $34.10 ↓ -91%
CorVel Corporation WORKERSCOMP $36.10 ↓ -91%
Prime Health WC $36.86 ↓ -91%
Careworks (Rockport Community) WORKERSCOMP $38.00 ↓ -90%
BCBS NWB $49.00 ↓ -88%
BCBS PPO $49.00 ↓ -88%
BCBS HMO $52.92 ↓ -87%
Simply MGMCR $60.37 ↓ -85%
Oscar HIX $62.72 ↓ -84%
Simply Healthcare HIX $65.46 ↓ -83%
Cigna PPO $68.21 ↓ -83%
Cigna ManagedCareHMO $68.21 ↓ -83%
Molina Healthcare MGMCR $74.48 ↓ -81%
Aetna QHP $77.62 ↓ -80%
Humana HMO $78.40 ↓ -80%
Humana PPO $78.40 ↓ -80%
BCBS PHS $83.10 ↓ -79%
Aetna HMO $88.59 ↓ -77%
Aetna PPO $88.59 ↓ -77%
Evolutions TieredNetwork $90.16 ↓ -77%
AvMed HMOFI $94.08 ↓ -76%
Sunshine State Health Plan QHP $99.96 ↓ -75%
AvMed ASOEO $109.76 ↓ -72%
Aetna ASA $117.60 ↓ -70%
Molina Healthcare HIX $125.44 ↓ -68%
United OptionsPPO $130.93 ↓ -67%
Florida Health Care Plan COMM $147.78 ↓ -62%
United GlobalBenefitPlan $176.40 ↓ -55%
AvMed HIXOON $196.00 ↓ -50%
Prime Health Sheriff COMM $196.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $196.00 ↓ -50%
Plotkin Health COMM $196.00 ↓ -50%
Multiplan PRIMARYPPO $294.00 ↓ -25%
Three Rivers Provider Network WorkersComp $294.00 ↓ -25%
Multiplan Primary $305.76 ↓ -22%
PPO Next COMM $333.20 ↓ -15%
PPO Next PPO $333.20 ↓ -15%
Multiplan Complementary $333.20 ↓ -15%
Multiplan COMPLEMENTARYPPO $333.20 ↓ -15%
NovaNet COMM $352.80 ↓ -10%

Visitor-reported prices

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Cardiac rehabilitation op phase 2 w/continous ecg monitoring at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $221.07 $127.89 – $224.67
Adventhealth Palm Coast Parkway Palm Coast $167.67 not published
Adventhealth Tampa Tampa $425.74 $134.62 – $298.85
AdventHealth New Smyrna Beach New Smyrna Beach $280.47 $127.89 – $294.07
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $879.00 $36.10 – $36.86
Adventhealth Port Charlotte Port Charlotte $594.24 $134.62 – $245.81
cleveland clinic florida weston hospital Weston $661.05 $9.63 – $148.08
martin north hospital Stuart $588.25 $10.55 – $452.50

All Florida hospitals for this procedure →