Cardiac drug stress test at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,103.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,103.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$53.20 with CorVel Corporation vs $993.15 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $53.20 ↓ -95%
Prime Health WC $54.32 ↓ -95%
Careworks (Rockport Community) WORKERSCOMP $56.00 ↓ -95%
Freedom Health MCR $79.45 ↓ -93%
Optimum MGMCR $79.45 ↓ -93%
Simply MGMCR $169.94 ↓ -85%
Oscar HIX $176.56 ↓ -84%
Simply Healthcare HIX $184.28 ↓ -83%
Cigna ManagedCareHMO $192.01 ↓ -83%
Cigna PPO $192.01 ↓ -83%
Molina Healthcare MGMCR $209.66 ↓ -81%
Humana HMO $220.70 ↓ -80%
Humana PPO $220.70 ↓ -80%
Evolutions TieredNetwork $253.81 ↓ -77%
AvMed HMOFI $264.84 ↓ -76%
Sunshine State Health Plan QHP $281.39 ↓ -75%
AvMed ASOEO $308.98 ↓ -72%
Aetna ASA $331.05 ↓ -70%
Molina Healthcare HIX $353.12 ↓ -68%
United OptionsPPO $368.57 ↓ -67%
Florida Health Care Plan COMM $416.02 ↓ -62%
United GlobalBenefitPlan $496.57 ↓ -55%
Plotkin Health COMM $551.75 ↓ -50%
AvMed HIXOON $551.75 ↓ -50%
Prime Health Sheriff COMM $551.75 ↓ -50%
Prime Health Sheriff WORKERSCOMP $551.75 ↓ -50%
Multiplan PRIMARYPPO $827.63 ↓ -25%
Three Rivers Provider Network WorkersComp $827.63 ↓ -25%
Multiplan Primary $860.73 ↓ -22%
PPO Next COMM $937.98 ↓ -15%
Multiplan Complementary $937.98 ↓ -15%
Multiplan COMPLEMENTARYPPO $937.98 ↓ -15%
PPO Next PPO $937.98 ↓ -15%
NovaNet COMM $993.15 ↓ -10%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Cardiac drug stress test at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $2,198.95 $47.82 – $515.00
martin north hospital Stuart $1,864.20 $86.51 – $1,434.00
indian river hospital Vero Beach $1,864.20 $86.55 – $2,294.40
Baptist Hospital MIAMI $1,305.85 $108.32 – $1,808.10
Bethesda Hospital East BOYNTON BEACH $1,305.85 $108.32 – $1,808.10
Baptist Health Hospital Doral SOUTH MIAMI $1,305.85 $105.01 – $1,808.10
West Kendall Baptist Hospital MIAMI $1,305.85 $105.01 – $1,808.10
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS $1,654.00 $56.05 – $57.23

All Florida hospitals for this procedure →