Boot j walker l at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$472.90

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$472.90

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$93.63 with Aetna vs $783.56 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna QHP $93.63 ↓ -80%
Aetna HMO $106.88 ↓ -77%
Aetna PPO $106.88 ↓ -77%
Aetna ASA $141.87 ↓ -70%
Molina Healthcare HIX $151.33 ↓ -68%
United OptionsPPO $157.95 ↓ -67%
Humana TRICARE $190.01 ↓ -60%
Wellmed MGMCR $195.89 ↓ -59%
NDMS Definitive Care MGMCR $195.89 ↓ -59%
Devoted Health MCR $195.89 ↓ -59%
United VACCN $195.89 ↓ -59%
Humana MGMCRHMO $195.89 ↓ -59%
BCBS MCRHMO $199.81 ↓ -58%
BCBS MCRPPO $199.81 ↓ -58%
FL Health Care Plan MCR $199.81 ↓ -58%
United MCR $199.81 ↓ -58%
Aetna MCR $200.79 ↓ -58%
WellCare MCR $205.68 ↓ -57%
Sunshine State MCR $205.68 ↓ -57%
American Health Plan MCR $207.64 ↓ -56%
AvMed MGMCR $207.64 ↓ -56%
Align Senior Care MGMCR $209.60 ↓ -56%
Cigna Healthspring MCR $209.60 ↓ -56%
Florida Complete Care MCR $209.60 ↓ -56%
United GlobalBenefitPlan $212.81 ↓ -55%
Gold Kidney of Florida MCR $213.52 ↓ -55%
Seminole County Sheriffs Office MGMCR $215.48 ↓ -54%
Centurion GVT $215.48 ↓ -54%
Clear Spring Health MCR $215.48 ↓ -54%
CarePlus MGMCR $223.31 ↓ -53%
Ultimate Health Plan MCR $225.27 ↓ -52%
Longevity Health Plan MCR $235.07 ↓ -50%
AvMed HIXOON $236.45 ↓ -50%
Plotkin Health COMM $236.45 ↓ -50%
Prime Health Sheriff COMM $236.45 ↓ -50%
Prime Health Sheriff WORKERSCOMP $236.45 ↓ -50%
Solis Health Plan MCR $284.04 ↓ -40%
Multiplan PRIMARYPPO $354.68 ↓ -25%
Three Rivers Provider Network WorkersComp $354.68 ↓ -25%
Multiplan Primary $368.86 ↓ -22%
Multiplan COMPLEMENTARYPPO $401.96 ↓ -15%
PPO Next PPO $401.96 ↓ -15%
PPO Next COMM $401.96 ↓ -15%
Multiplan Complementary $401.96 ↓ -15%
NovaNet COMM $425.61 ↓ -10%
Humana MGMCRPPO $783.56 ↑ +66%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Boot j walker l at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA BAYONET POINT HOSPITAL HUDSON $210.25 $190.01 – $284.04
HCA FLORIDA NORTHSIDE HOSPITAL ST PETERSBURG $252.11 $190.01 – $284.04
HCA FLORIDA SOUTH TAMPA HOSPITAL Tampa $1,095.46 $190.01 – $284.04
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $156.71 – $235.07
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $190.01 – $284.04
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $186.10 – $284.04
HCA FLORIDA KENDALL HOSPITAL DORAL not published $190.01 – $411.37
HCA FLORIDA CAPITAL HOSPITAL TALLAHASSEE not published $190.01 – $333.01

All Florida hospitals for this procedure →