#aptt mix-1:1 incubated at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$233.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$233.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.79 with Freedom Health vs $215.62 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $16.79 ↓ -93%
Optimum MGMCR $16.79 ↓ -93%
Humana TRICARE $31.81 ↓ -86%
United VACCN $35.09 ↓ -85%
United AllPayerAppendix $35.09 ↓ -85%
NDMS Definitive Care MGMCR $35.09 ↓ -85%
Humana MGMCRHMO $35.09 ↓ -85%
Wellmed MGMCR $35.09 ↓ -85%
Devoted Health MCR $35.09 ↓ -85%
United MCR $35.79 ↓ -85%
FL Health Care Plan MCR $35.79 ↓ -85%
BCBS MCRPPO $35.79 ↓ -85%
BCBS MCRHMO $35.79 ↓ -85%
Simply MGMCR $35.92 ↓ -85%
Aetna MCR $35.97 ↓ -85%
WellCare MCR $36.84 ↓ -84%
Sunshine State MCR $36.84 ↓ -84%
AvMed MGMCR $37.20 ↓ -84%
American Health Plan MCR $37.20 ↓ -84%
Florida Complete Care MCR $37.55 ↓ -84%
Cigna Healthspring MCR $37.55 ↓ -84%
Align Senior Care MGMCR $37.55 ↓ -84%
Gold Kidney of Florida MCR $38.25 ↓ -84%
Centurion GVT $38.60 ↓ -83%
Seminole County Sheriffs Office MGMCR $38.60 ↓ -83%
Clear Spring Health MCR $38.60 ↓ -83%
CarePlus MGMCR $40.00 ↓ -83%
Ultimate Health Plan MCR $40.35 ↓ -83%
Longevity Health Plan MCR $42.11 ↓ -82%
Molina Healthcare MGMCR $44.32 ↓ -81%
Humana HMO $46.65 ↓ -80%
Humana PPO $46.65 ↓ -80%
Solis Health Plan MCR $50.88 ↓ -78%
Oscar HIX $50.88 ↓ -78%
Evolutions TieredNetwork $53.65 ↓ -77%
Simply Healthcare HIX $54.74 ↓ -77%
AvMed HMOFI $55.98 ↓ -76%
Sunshine State Health Plan QHP $59.48 ↓ -74%
AvMed ASOEO $65.31 ↓ -72%
Aetna ASA $69.97 ↓ -70%
Molina Healthcare HIX $74.64 ↓ -68%
United OptionsPPO $77.91 ↓ -67%
Florida Health Care Plan COMM $87.94 ↓ -62%
United GlobalBenefitPlan $104.96 ↓ -55%
Plotkin Health COMM $116.63 ↓ -50%
AvMed HIXOON $116.63 ↓ -50%
Prime Health Sheriff COMM $116.63 ↓ -50%
Prime Health Sheriff WORKERSCOMP $116.63 ↓ -50%
Humana MGMCRPPO $140.36 ↓ -40%
Three Rivers Provider Network WorkersComp $174.94 ↓ -25%
Multiplan PRIMARYPPO $174.94 ↓ -25%
Multiplan Primary $181.94 ↓ -22%
Multiplan COMPLEMENTARYPPO $198.26 ↓ -15%
Multiplan Complementary $198.26 ↓ -15%
PPO Next PPO $198.26 ↓ -15%
PPO Next COMM $198.26 ↓ -15%
CorVel Corporation WORKERSCOMP $204.84 ↓ -12%
Prime Health WC $209.15 ↓ -10%
NovaNet COMM $209.93 ↓ -10%
Careworks (Rockport Community) WORKERSCOMP $215.62 ↓ -8%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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#aptt mix-1:1 incubated at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $106.65 $33.34 – $58.57
Adventhealth Tampa Tampa $541.61 $35.09 – $77.90
AdventHealth New Smyrna Beach New Smyrna Beach $199.38 $33.34 – $76.65
Adventhealth Port Charlotte Port Charlotte $234.84 $35.09 – $64.07
cleveland clinic florida weston hospital Weston $328.25 $25.65 – $429.25
martin north hospital Stuart $328.25 $27.00 – $378.75
indian river hospital Vero Beach $328.25 $25.65 – $404.00
Baptist Hospital MIAMI $339.30 $23.08 – $469.80

All Florida hospitals for this procedure →